VP Underwriting Windstorm Risk

At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world.

The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

DUAL North America, Inc. is seeking a

VP Underwriting Windstorm Risk

Classification: Exempt/Full-time

Location: Atlanta, GA, Hybrid

Reports to: SVP Underwriting, Windstorm Risk or above

Travel: Up to 25% or more

Salary: $175,000.00-$200,000.00 + annual discretionary bonus

Role overview

DUAL North America is seeking a VP Underwriter for the Windstorm Risk division.  

At DUAL, VP Underwriters play a critical leadership role in defining the underwriting strategy and fostering new broker relationships. In this role, you will act as the subject matter expert in nuanced risk evaluation, manage a team through the employee lifecycle, and own profitable portfolio growth.  

Leading a team of Underwriters within the Windstorm Risk division will direct division strategy for windstorm risks, guide accumulation management practices, and lead adoption of advanced modeling and mitigation approaches. You will oversee underwriting across CAT-prone and coastal exposures, manage reinsurance interface, and guide strategic accumulation control efforts across the portfolio.

Role responsibilities

• Manages a small to mid-sized team and is responsible for performance evaluations, hiring and recruiting, and termination decisions

• Define team production goals that align to division goals, and drive execution in both a hands-on fashion while also accomplishing work often through direct reports

• Review referrals from team members

• Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools within UW guidelines; may provide input to governance and defining underwriting guidelines

• Owns division level projects or initiatives outside of direct area of expertise to gain knowledge and exposure to larger organizational operations

• May manage budget for a small team or portion of the division, including staffing and T&E costs

• Working level knowledge of capacity and expectation to build relationships with capacity providers

• Act as Subject Matter Expert for their respective business to peers and leadership and those within their team

• Demonstrates advanced understanding of technical underwriting principles and risk underwriting characteristics which could include more nuanced risks, limits, and how to price them

• Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions, and ensuring the team is executing on these goals as well

• Foster and build new relationships with key producers – expectation is to gain more business and place it

Underwriting Authority:

• Within 90-180 days it is expected that underwriting authority would be issued

• Underwriting authority will be granted in accordance with experience level

Key requirements

• Bachelor’s degree in risk management, finance, business, or a related field preferred

• 12+ years of relevant underwriting experience

• Professional certifications such as CPCU, AU, or similar designations strongly preferred

• In-depth knowledge of underwriting philosophy, underwriting techniques and insurance terminology

• Strong analytical, negotiation, and decision-making skills

• Highly self-motivated with strong attention to detail

• Excellent written, verbal and client-facing communication skills

• Proven ability to manage and build broker and client relationships

• Demonstrated ability to handle complex risks with sound judgment

• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)

• Ability to travel up to 25% or more as required for client meetings, conferences, or industry events

• Must be able to remain in a stationary position approximately 50% of the time, with occasional movement throughout the office to access files and equipment

• If you do not meet all the qualifications for this role, we still encourage you t