Rating Analyst – Structured Finance, Colorado or Toronto
S&P GlobalAbout the role
About the Role:
Grade Level (for internal use):
09The Team
The Structured Finance and Alternative Investment Funds team at S&P Global Ratings evaluates the credit risk of securitized products and fund structures, analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios. The team delivers credit opinions that help issuers and investors compare complex instruments, providing market-relevant perspectives on performance trends and issuance conditions across a growing and evolving sector.
The Impact and Responsibilities:
Team Contribution & Capability Building
Build credit judgment through coaching, feedback, and standard methodologies, reinforcing consistent ways of working to strengthen analytical quality and trust.
Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automation that support judgment, reduce rework, and accelerate delivery.
Support the onboarding and development of junior colleagues through guidance on analytical routines, quality standards, and the effective use of approved tools.
Contribute to workflow improvement initiatives and support innovation by challenging existing processes and applying fresh perspectives to complex data and problem-solving.
Core Analytical & Delivery
Own delivery for assigned credits, maintaining clear status updates, strong prioritization, and early escalation of risks to ensure timely, decision-ready outputs.
Maintain ongoing surveillance for assigned credits, synthesizing developments into insights that support analytical discussions and rating committee materials.
Build and maintain analytical materials using standard templates, applying automation to reduce rework while retaining human ownership of conclusions.
Use approved generative AI and large language model tools to support research, comparison, and drafting tasks.
Collect, reconcile, and validate data, identifying anomalies and gaps early; document assumptions and standardize routines to reduce operational risk.
Stakeholder & Market Engagement
Support rating committees by preparing well-evidenced materials and responding to follow-up questions with clear transparency on sources and assumptions.
Translate data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders, adapting technical content to suit the audience.
Risk Management and Operating
Apply confidentiality, documentation, and governance requirements consistently, ensuring human accountability for all final analysis and committee content.
Support the testing of automation and AI tools identified through process improvement initiatives.
Compensation and Benefits Information (US Candidates): S&P Global states that the anticipated base salary range for this position is $62,000 to $89,000 USD. Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For more information on benefits, please click here.
Compensation and Benefits Information (Canadian Candidates): S&P Global states that the anticipated range of compensation for this position is CAD $62,000 to $101,000. Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and we encourage you to reach out for further information regarding our hiring practices or any questions you may have. Thank you for considering a career with us!
What We're Looking For
Basic Required Qualifications
Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
Team Contribution & Capability Building
Collaborative working style with the ability to manage priorities and communicate clearly in a team-oriented environment.
Learning agility and a continuous improvement mindset, with comfort adopting new tools while maintaining quality and accountability.
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