Senior Product Counsel

Array is a financial innovation platform that helps digital brands, financial institutions, and fintechs get compelling consumer products to market faster. We deliver a suite of credit and identity monitoring tools, privacy protection, and a financial ads marketplace via embeddable widgets or a clean, modern API.  Our private label offerings help drive revenue and increase engagement for our customers while empowering millions of consumers to achieve their financial goals.

As a remote-first company, we’re focused on providing opportunities for high performing individuals to have deep impact in the fast growing fintech space. A clear mission, a commitment to continuous improvement and a willingness to experiment empower us individually and together deliver the best products for our clients and users.

Array is seeking a Senior Product Counsel to join our expanding legal team and to work on the forefront of cutting-edge legal and regulatory challenges in financial wellness, AI, and SaaS. As our first Senior Product Counsel, you’ll play a pivotal role in assisting to build a scalable Product legal function and partnering closely with our stakeholders in engineering, product, security, and go-to-market (GTM) teams. You’ll assist in shaping and executing on the legal aspects of our product development lifecycle, working to ensure alignment with global regulations, contractual commitments, market expectations, and industry best practices. If you’re passionate about working at the forefront of financial wellness, building strong relationships, working in the unknown while balancing legal risks, and excited to help deliver solutions to a global market, we’d love to hear from you.

Reporting directly to the Senior Commercial Counsel you'll play a key role in our legal strategies and overall success. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

You will:

• Support product development initiatives and GTM programs to deliver strategic value and pragmatic solutions to our product designers, builders, and maintainers. Representative work may include:
• Partner with InfoSec, Product, Marketing, Engineering, and Compliance teams in conducting new product / feature assessments and providing appropriate and timely guidance to R&D at optimal points during the product development life cycle.
• This includes reviewing customer-facing technical documentation and product marketing materials with designs to ensure our products meet legal, regulatory, market expectation, and contractual requirements.
• Assist in establishing scalable processes to integrate legal guidance throughout the product development lifecycle.
• Partner with the Commercial Legal team with respect to product, privacy, security, and regulatory-related contracting points, playbooks, deal support, and key legal team projects.
• Serve as Product Legal lead for security and privacy audit activities such as SOC 2, HITRUST, NIST, PCI, etc.
• Support our in-bound technology licensing and acquisition efforts for use in our products by drafting, reviewing, and negotiating agreements with key third party vendors.
• Track and advise on evolving regulations impacting our products, including FCRA, GLBA, and other consumer protection laws and regulations.
• Be open to increasing responsibilities as the company expands.
• Operate autonomously by owning workflows and projects end to end.
• Embrace cross-functional teamwork and enjoy f working on novel and complex issues while giving pragmatic, business-minded legal advice to help influence the direction of amazing products for our customers.
• Draft and negotiate terms of service, privacy policies, and end-user agreements.
• Translate complex legal requirements into actionable, business-focused advice that helps teams achieve their goals quickly and responsibly.
• Maintain a habit of using AI tools to think, build, and ship faster—it’s your default, not an afterthought.

You have:

• J.D. and Bar membership in good standing.
• 7+ years advising financial institutions or fintech companies as a lawyer at a leading law firm or in-house legal department.
• Strong understanding of B2B/D2C SaaS, AI, software licensing, intellectual property, and global privacy/data protection laws.
• Proven ability to navigate complex business and decision-making challenges, balancing legal and non-legal factors (e.g., culture, brand, regulatory requirements, market landscape, and finance).
• Comfortable learning and engaging with technical concepts and emerging technologies.
• Demonstrated success partnering across diverse business teams and functions in a fast-paced environment.
• Excellent project management, prioritization, and multitasking abili