Senior Counsel - Automotive Underwriting

General information

Career area Legal Work Location(s) 500 Woodward Avenue, MI, 601 S. Tryon Street, NC Remote? No Ref # 20650 Posted Date 09-11-25 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

This role is on a hybrid schedule, in office weekly with some remote work . The location for this position will be Detroit, Michigan or Charlotte, North Carolina.  Some travel required (1-4 times per year depending on location). 

The Senior Counsel will report to the Assistant General Counsel supporting Ally’s Auto Finance underwriting operations, who reports to the Deputy General Counsel - Auto Commercial Services & Customer Delivery.  This Senior Counsel position will be primarily focused on providing legal advice to identify and mitigate underwriting legal risk, including providing guidance on business practices that assess creditworthiness, reviewing proposed changes to underwriting policies, supporting the business in responding to regulatory inquiries or examinations, and staying informed of changes and developments in underwriting laws and regulations.  The Senior Counsel will also work collaboratively on a team of legal professionals supporting Ally’s Auto Finance business, including special Auto Finance projects. 

The Work Itself

The legal support will include review of various business initiatives from an underwriting perspective, marketing, contract review, complaints, and regulatory changes.

The role will work closely with the Assistant General Counsel to provide legal guidance on Ally’s Auto Finance underwriting operations, business initiatives, and regulatory examinations, including:

• Provide practical and timely legal guidance on legal risks and issues
• Review escalated complaint responses
• Review marketing strategies and marketing campaigns
• Review internal policies and training materials
• Help negotiate vendor contracts
• Serve as a trusted partner and creative problem-solver
• Colla