Jobs and Careers

Senior Mortgage Underwriter

United Statesfull_timeVerifiedPosted 20 Aug 2024

💰 $100,000/yr

About the role

The Senior Underwriter, Mortgage evaluates mortgage and/or home equity loan applications up to $1,000,000 within credit union guidelines with the goal of minimizing risk or loss to the credit union. The Senior Underwriter is required to meet established daily production goals. Primary Responsibilities:

Review and verify the accuracy of collateral details, down payment, employment profile, credit strength and all other pertinent loan documentation and information
Approve or reject loan applications based on internal and investor guidelines
Recognize, structure, present and approve additional loan opportunities to maximize member benefits
Provide risk guidance to loan officers, processors and management on loan scenarios and responds to underwriting questions
Provide adverse actions according to relevant regulatory loan guidelines
Mentor underwriters on a day to day basis

Experience and Education Requirement:

Minimum Education: High School Diploma
Minimum 5 years’ mortgage underwriting experience; condo project full review experience is preferred
Familiar with standard practices for reviewing and analyzing self-employment and rental income documentation
Exceptional analytical and problem solving skills; ability to resolve complex issues with minimal direction
Excellent verbal and written communication skills; able to express ideas concisely and logically
Ability to balance productivity and speed to meet service levels with quality underwriting
Working knowledge of investor and industry standard underwriting concepts, practices, guidelines and procedures
Familiarity with loan origination software is preferred
Working knowledge of Microsoft Office Suite
Certification/License: N/A

Location: Hillsboro, OR 97124 | (HYBRID) Target Compensation in Hillsboro, OR: $45.00 to $50.00 per hour + annual bonus Benefits options include:

Traditional medical, dental, and vision coverage
401K matching up to 5% per pay period
Accrue up to 17 days of Paid Time Off your first year of employment
11 paid federal holidays
Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

First Tech is not currently offering Visa sponsorship or transfer for this position

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