AML Manager

WHO WE AREFounded in 2008, Trustly is the global leader in Open Banking Payments, and the U.S. is Trustly’s fastest growing market. Today we serve 10,000 merchants, connecting them with over 650 million consumers and 7,600 banks in over 30 countries. In 2021, we processed over $20 billion in transaction volume in our global network.
Our digital account-to-account platform redefines the speed, simplicity and security of payments. Consumers pay for purchases by simply signing into their bank accounts, bypassing the card networks, and never leaving a merchant’s site or app – no credit card numbers or separate account setup necessary. 
With U.S. headquarters in Silicon Valley and global headquarters in Stockholm, Sweden, we are a culturally diverse team also spread across Canada, Brazil, UK, Germany, Spain, Portugal, Malta and more!  Across the U.S., we have embraced a work from anywhere policy throughout the continental US.
It’s a great time to join Trustly as the Americas team is growing fast. If you thrive in  an entrepreneurially minded, fast-paced, casual, professional, positive, and rewarding work environment, check us out!
ABOUT THE ROLEWe have an incredible opportunity for an AML Manager who is an expert in AML/OFAC sanctions. You'll be responsible for developing and managing AML and OFAC compliance programs, shaping policies and procedures, conducting risk assessments, and delivering engaging training sessions. This role is great for someone who is eager to work in a dynamic and rewarding environment where you can make a real impact.

WHAT YOU’LL DO

• Serve as the subject matter expert on AML/OFAC sanction matters to the company.
• Develop, enhance, and manage effective AML and OFAC sanctions compliance programs in alignment with the Trustly business and risk profile. This will include enhancing and maintaining policies and procedures on Know Your Customer, transaction monitoring, sanctions screening, and Suspicious Transaction Monitoring.
• Develop a thorough understanding of the Trustly businesses, risks, and processes with respect to AML and sanctions compliance.
• Responsible for the completion of AML/OFAC risk assessments.
• Direct the development and implementation of policies, procedures, and controls across the organization.
• Provide regular reports and communication on the state of the AML/OFAC programs to the Head of Enterprise Risk and Compliance.
• Create and conduct engaging and meaningful AML/OFAC training for Trustly employees.
• Monitor legal developments and industry trends and best practices to ensure that Trustly is at the forefront of applicable requirements and maintains knowledge of relevant laws and regulations.
• Perform additional special projects as needed by the Legal and Compliance team.

WHO YOU ARE

• 8+ years of relevant experience in financial crime compliance, preferably within an organization with money transmission licenses and registered as an MSB.
• Subject matter expertise in the Bank Secrecy Act, Proceeds of Crime (Money Laundering), Terrorist Finance Act (PCMLTFA), equivalent state/provincial laws, and sanctions requirements for the US and Canada.
• Experience advising on and implementing complaint procedures including Know-Your-Customer, Enhanced Due Diligence, transaction monitoring, and drafting Suspicious Activity Reports. Experience drafting policies and guidance documents for internal and external stakeholders.
• Experience conducting risk assessments and oversight of audits by federal and state regulators, banks, and other third parties.
• Excellent written and oral communication skills.
• Ability to work under pressure and multitask.
• Proactive with an ability to take initiative and assume responsibility.  Strong analytical skills.
• ACAMS certification required.

SALARY RANGE: $120,000 - $140,000
SALARY RANGES IN US-BASED ROLE POSTINGOur salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Recruiters can share more information with applicants about the specific salary range for preferred locations during the hiring process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, and other perks and benefits.
WHAT WE OFFERAt Trustly, you get the opportunity to work on challenging issues and projects with leading FinTech professionals in an innovative and truly inspiring atmosphere. We have a commitment to constantly develop and improve, so you can expect to grow on a pr