Financial Planning Lead

Position Title

Financial Planning Lead

Location

New York, NY 10018

Job Summary

Family Advisory and Trusts is group of highly-credentialed, sales-focused professionals who provide sophisticated planning advice to clients on a wide range of advisory topics, including: cash flow planning for HNW and UHNW individuals, investors, and business owners; estate planning; sophisticated income tax planning for founders, owners, and executives; family legacy planning, including business succession, family dynamics, and family office advisory; next gen; and philanthropy advisory and charitable giving. We are highly collaborative, client-obsessed, and enjoy working in an entrepreneurial, fast-paced environment to build the private bank of the future.

We are seeking a dynamic and technically proficient Financial Planning Lead to elevate our private banking offering through sophisticated cash flow modeling and goals-based planning for HNW individuals and families. This role is both client-facing and internally influential, serving as a strategic partner to private bankers and a trusted advisor to clients. The ideal candidate will be a technical expert in financial planning, a skilled communicator, and a natural coach—someone who can inspire and guide bankers to build practices that “lead with planning” and deepen client relationships through thoughtful, personalized advice.

Job Responsibilities:

JOB RESPONSIBILITIES

• Deliver advanced financial planning solutions, including cash flow modeling, retirement projections, tax-aware strategies, and philanthropic planning. Serve as a lead planner in complex client engagements, collaborating with bankers, investment advisors, and sales leadership. Translate client goals into actionable planning strategies, integrating investment, trust, and lending solutions.
• Coach and mentor private bankers to incorporate planning as a core part of their client engagement model. Develop and lead training sessions, workshops, and planning forums to build internal capabilities.
• Identify opportunities to scale planning capabilities across the platform, including digital tools, process enhancements, and best practices. Collaborate with product, marketing, and leadership teams to evolve the planning offering in alignment with client needs and market trends.
• Contribute to thought leadership and represent the firm in industry forums and client events. Partner with external advisors, including attorneys and accountants, to coordinate client service, generate new business leads, and contribute to the brand-building of Flagstar Private Bank.

ADDITIONAL ACCOUNTABILITIES

• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

• Education level required: Undergraduate Degree (4 years or equivalent), CFP required
• Minimum experience required: 8+ Years in financial planning for HNW/UHNW clients.

• Deep expertise in estate planning, tax-aware strategies, retirement planning, and philanthropic solutions.
• Mastery of financial planning software (eMoney, MoneyGuidePro, etc.) and CRM platforms.

Preferred Qualifications:

• Education level preferred: Undergraduate Degree (4 years or equivalent)  in finance, accounting, wealth management, financial planning, or related disciplines.
• CPA, CTFA, or CEPA helpful but not required.

Job Competencies:

• Team player. The Family Advisory team works closely with one another and believes the work we do is a team sport.
• Entreprenueral mindset. Flagstar Private Bank is growing quickly. Successful candidates will thrive in an ever-changing, ‘start up’ like environment, where there is clear opportunity to build and shape the future of the team and our delivery.
• Client obsessed. Helping clients achieve their financial goals is what gets you up in the morning. We care deeply about the individuals and families we serve.
• Polished presentation and sufficient gravitas to quickly instill a client’s trust.
• Jargon-free. Able to synthesize complex financial planning topics and explain them in ‘plain English’ to the general public.
• Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelera