Credit Administration Senior Director – Credit Transformation (DRR & LFI Readiness)

Job Title:

Credit Administration Senior Director – Credit Transformation (DRR & LFI Readiness)

Location:

CityScape

What you'll do:

This Credit Administration Senior Director will work with each Line of Business, Credit Administration, Enterprise Risk Management and executive management to provide and oversee the Company’s credit and lending transformation related to Dual Risk Rating and LFI Readiness. . Working closely with the Head of Credit Standards and Head of Credit Reporting, responsible for contributing to the vision and strategic direction of the entire credit & lending product suite related to LFI Readiness. A key component of this role will be responsibility for leading the Company’s Dual Risk Rating initiative in connection with overall LFI Readiness. Additionally, this role will use critical skillsets and experience that include end to end product discovery and delivery, integration with credit and lending processes and systems, data driven decision making, change management functionality for the credit and lending teams, and ability to remove barriers and empowering team members.

What we are looking for:

• Responsible for transformation of credit processes, including all credit & lending products, related to LFI Readiness, including DRR.

• Performs market research to monitor trends and make relevant recommendations for product suite and pricing strategy.

• Create and oversee implementation of the Bank’s strategic credit plans related to LFI Readiness and DRR.

• Coordinate effort with Credit Administration and the LOBs to develop business cases, obtain approvals, monitor results and effectiveness of service delivery, and perform ongoing analysis as required.·   

• Develop and distribute appropriate communications and performance reporting to stakeholders and management.

• Responsible for all change management activities and communications related to credit-related LFI Readiness and DRR.

• Develop and apply understanding of performance, revenue, cost drivers, and opportunities for improvement.

• Coordination of integration of credit processes and technology related to LFI Readiness and DRR.

• Subject Matter Expert with respect to LFI banking regulations and regulatory compliance changes.

 

Qualifications

• Bachelor Degree is required or equivalent experience

• 10+ years of experience within Banking or in Financial Services, or Financial Technology industry experience is required

• Direct project management experience with credit and lending solutions required.

• 10+ years of direct team management experience preferred

• Conceptual / strategic aptitude required

• Prior experience in developing and launching new initiatives, strongly preferred

• Experience working with innovative and emerging technology and understanding of its current/potential impact on the traditional banking space strongly preferred

• Experience with vendor management required

• Experience with CreditLens, FIS and Fiserv systems not required, but strongly preferred

• Excellent analytical, organizational, communication, presentation, project management, and collaborative skills required

• Extensive experience with Microsoft Office Suite (Excel, Outlook, Powerpoint, Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.                                

• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.                                                                   

• Advanced knowledge of banking products, including treasury management, credit cards, as well as pricing dynamics. Market specific awareness.

• Intermediate to advanced experience with Project Management Methodology including new product launches, road mapping, business cases, product enhancements, communication and

Benefits you’ll lo