Financial Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

As an integral member of the U.S. Bank Salucro/MedEpay finance operations team, the Financial Analyst will be responsible for the creation, utilization, and maintenance of a variety of reporting tools used to manage and interpret extensive amounts of financial data. In this role, the successful candidate will collaborate with Finance team members to provide the necessary data to ensure our financial reporting is timely and accurate and build tools that will increase efficiencies in company processes. The Analyst will also work closely with fellow U.S. Bank Salucro/MedEpay team members to promptly respond to client inquiries regarding financial data and reporting. This role reports directly to the Finance Operations Manager.

Essential Functions

- Design and build financial models to perform complex financial analyses. Models will be based on a variety of assumptions, some of which will be developed by the Analyst independently. 

- Work closely with other members of the finance team to provide data and supporting schedules for monthly close, financial planning and analysis, in response to internal or external inquiries, and other related activities.

- Extract and analyze vast amounts of customer data points, to assess operating performance and identify trends and opportunities for improvement.

- Manage data libraries using business intelligence tools (MS Access, SQL, internally developed tools, etc.).

- Manage daily transaction functions across multiple processing systems.

- Manage refunds, chargebacks, ACH Returns and related research and communication with clients.

- Develop and manage dashboards to monitor product health and transaction processing volumes using Power BI

- Increase process efficiency in new and existing tasks

- Work with various Product and Development teams to enhance Finance-related tools

Basic Qualifications 

- Bachelor's degree, or equivalent work experience 

- Typically two or more years of related experience 

Preferred Skills/Experience 

- Bachelor’s degree in Finance, Accounting, Business, or similar discipline with analytical bias

- Advanced skills in large data tools (MS Access, Power BI, SQL, or similar tools)

- Expertise in Excel (macros, index, conditional list, arrays, pivots, lookups)

- Strong analytical skills and critical thinking skills to effectively interpret problems and develop solutions

- Advanced modeling, presentation, and project management skills

- Ability to multi-task and handle multiple priorities

- Able to work independently and thrive in a fluid, demanding, and fast-paced environment

- General understanding of U.S. Generally Accepted Accounting Principles

- Effective organization, time management and communication skills

- Strong work ethic and the highest level of integrity and judgment

Location expectations 
This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 work