VP, C&F Stop Loss

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

 

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

 

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: www.cfins.com

Job Description

Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.

 

In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions.

 

The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.

 

The A&H MBU takes a full-spectrum approach to designing and servicing a robust slate of products tailored to needs in Employer Stop Loss, Excess Medical, Life, and Ancillary and Supplemental benefits. Our diversified business model includes program partnerships as well as direct sales in Employer Stop Loss. At year-end 2025, the MBU recorded $1B in gross premium written.

 

Information about the Role, Line of Business and Team:

This position is responsible for making underwriting recommendations and decisions to achieve profitable growth for the Crum & Forster Stop Loss (CFSL) team. Other responsibilities include recommending strategies and objectives for region(s) and coordinating accounts and projects with C&F Stop Loss and other shared services colleagues. The Vice President of Underwriting actively contributes as a technical expert in both underwriting activities and department specific industry knowledge. This individual will lead and mentor a team of underwriters to build organizational value. 

 

What you will do:

• Evaluate portfolio performance based on profitability, retention and growth metrics; define and implement strategic changes, and oversee execution of continuously improving portfolio in alignment with team objectives
• Manage the daily underwriting of the assigned Underwriters; includes but not limited to reviewing referrals, signing off on underwriter discretion, acting as a resource for underwriting questions, managing workflow, monitoring close/loss ratios for underwriters and matching underwriters with producer relationships
• Lead and motivate underwriting team(s) to drive consistent underwriting with profitable results and sustained growth within assigned region(s)
• Demonstrate understanding and proper use of underwriting tools as well as coordinate with actuarial in development, testing and maintenance
• Develop and maintain underwriting rules, risk management principles and regulations to ensure compliance with all currently applicable corporate requirements and state and federal legislation
• Identify underwriting best practices, develop underwriting policies and procedures, and discuss with departmental leadership as needed
• Review and approve system related and pricing tool initiatives along with vendor partnerships that can improve risk selection, pricing and efficiency
• Maintain awareness of market trends, products, market participants and competitive practices, identify emerging threats to the department, analyze and evaluate new developments and trends in the market to identify business potential
• Clearly articulate the department's value proposition
• Provide direction to direct reports in their block renewal strategies using pricing tools, producer