VP / Currency Transaction Reporting & Financial Crimes Policy Adherence AML Transaction Monitoring Lead Analyst - Retail Bank

The Financial Crimes Global Policy Adherence & Engagement Team within the FCFP organization supports the delivery and ongoing direction of a comprehensive Financial Crimes Program in partnership with multiple functions such as Compliance, Operations, Technology, Risk, Audit, and multiple stakeholders at all levels of management. This team is responsible for fostering a culture of control and compliance, customer centricity and accountability while leading efforts to identify, anticipate and mitigate AML, Sanctions and Ant-Bribery regulatory, reputational, and operational risks.

The Financial Crimes Policy Adherence AML Transaction Monitoring/Currency Transaction Reporting Lead Analyst is a senior-level position responsible for supporting Business Execution and Compliance partners in activities related to Anti-Money Laundering (AML) monitoring, governance, and regulatory reporting activities to ensure robust AML coverage and adherence to policies and regulations. The overall objective of this role is to lead efforts in the improvement of the AML program.

Responsibilities:

The position will support the AML Transaction Monitoring and Currency Transaction Reporting policy execution functions for USPB with a focus in Retail Bank by identifying trends/issues as well as determining root cause and recommending solutions to correct issues and/or enhancements to the workflow.

The Transaction Monitoring Policy Adherence responsibility is to ensure AML Monitoring and Investigations groups are equipped with the data necessary to modify and enhance alert scenarios as well as complete thorough investigations. A key component of this role is identifying data concerns, sizing impacts, and assisting in the development of solutions.

The Currency Transaction Reporting responsibilities include, but are not limited to, being the key contact for NA Retail Bank for CTR requirements, assessments, and reporting. Partnering with the business to eliminate manual touchpoints and resolving open issues in the Currency Transaction Reporting space that impact Retail Bank and/or Cards.

• Act as the Single point of Contact for escalations, policy related questions from the business, and business AML risk assessment of new projects/issues/etc..

• Present reportable information for senior leadership.

• Leverage communication and influencing skills to guide issue and corrective action plan owners and issue managers during times of distress during the issue management process.

• Keeps abreast of the organization’s operational processes and best practices for business strategy.

• Build partnerships with supported Line of Businesses Operations leaders, process owners, control leaders, and all 2LOD compliance partners so that efforts are aligned with strategy and department efforts, regular two-way communication exists, downstream impacts are considered, and business/compliance solutions are optimized.

• Has the ability to operate with a limited level of direct supervision.

• Can exercise independence of judgement and autonomy.

• Acts as SME to senior stakeholders and /or other team members.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

• Ability to run and manage conference calls with business partners, technology and functional peers from multiple disciplines to reach a common goal.

• Prefer experience of Retail Bank systems and functional knowledge

• Ability to identify service gaps, process inefficiencies, technology opportunities and develop solutions.

• Ability to interpret and understand policy while networking and building strong and effective relationships with key partners is a must.

Qualifications

• 5-8 years’ experience in at least one of the following: Financial Crimes/AML, Risk, Operational Risk, Risk Operations, or Project management.

• Financial services / banking experience

• Demonstrated ability to work in a transitioning environment (developing & establishing business as usual)

• Goal oriented with strong communic