Business Accountability Associate

About this role:

Wells Fargo is seeking a Business Accountability Associate (BAA) in Financial Crimes Operations as part of Enterprise Functions. Learn more about the career areas and lines of business at wellsfargojobs.com.

The Transactional Risk & Intelligence Group (TRIG) is a centralized function within Financial Crimes Operations that delivers actionable transactional analysis and intelligence reporting. TRIG is seeking a BAA to perform transaction-based reviews of customers with elevated and complex risk profiles to generate actionable recommendations to line of business risk management teams. In this role, the BAA will support in executing Financial Institutions Group (FIG) correspondent banking reviews, complex customer reviews, and industry portfolio reviews.

In this role, you will:

• Conduct deep due diligence research on high-risk customers and analyze customer transactions and demographic data points to identify new or emerging customer financial crimes risks, and/or customers presenting a heightened risk within a portfolio.

• Evaluate moderate to high complexity customer to determine appropriate level of escalation and ultimate recommendation, in consultation with manager/team lead/reviewer.

• Work with 1,000s of rows and cells of data in Microsoft Excel to perform the analysis on datapoints ranging from geography to transactional values and volumes to relational data.

• Work with the group’s data partners, mid-level managers, and cross-functional business partners to develop strategies, techniques, and tools to facilitate the advancement of reviews.

• Write transactional reports with bolstered observations and risk dispositions that help business partners better understand customer’s behavior and manage the risk.

• Communicate findings and provide appropriate direction to manager/team lead/reviewer and business partners.

• Participate in moderately to high complexity project initiatives.

• File unusual activity reports in a timely manner.

• Maintain organized and detailed documentation of review results or recommendations by following all established procedures/processes.

• Serve as an anti-money laundering/counter threat finance expert. 

Required Qualifications:

• 6+ months of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, military experience, education

Desired Qualifications:

• Bachelor’s degree in Business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant field.

• BSA/AML compliance experience and/or experience and understanding of risk management principles; financial crimes risk management experience highly preferred

• Ability to evaluate risks and to communicate relevant risk in a simple, decisive, timely and market-appropriate manner.

• Ability to build strong partnerships and to work across multiple cultures. Proven interpersonal, organization, and presentation skills.

• Strong computer skills utilizing Microsoft Office Suite with in-depth Excel experience (including Pivot Tables and performing analysis of large data sets). Must be highly proficient in the use of Microsoft PowerPoint and Word. Knowledge and experience with SharePoint, Tableau, Visio, i2, Palantir, Kharon, and other similar applications is desired.

• Strong verbal and written communications skills in English.

• Knowledge of Wells Fargo systems (WCIS, Cornerstone, Hogan, OIB, IIS, UAR Portal, etc.) and products (wires, ACH, check products, cash vault, etc.).

• Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.).

• Foreign language skills.

• Ability to manage large and complex sets of data.

Job Expectations:

• Willingness to work on-site at stated location on the job opening

• This position is not eligible for Visa sponsorship

Work Schedule: Monday- Friday 8:00am-5:00pm (hybrid)

Locations: 1525 W W T Harris Blvd CHARLOTTE NC, 221 N KANSAS ST EL PASO, TX 79901

Posting End Date: 

29 Sep 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientati