Senior AML Financial Crime Risk Specialist - Escalations Oversight & Risk Appetite (US)

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$110,760 - $178,880 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Senior AML Financial Crime Risk Specialist role leads the development of programs including frameworks, policies, standards and development of procedures, awareness and specialized training, monitoring, reporting and escalation of issues and events. This role leads the development, and advises on the activities required to support the function. This role also provides domain subject matter expertise in specialized functions to ensure integrity of oversight and control, escalate as required within mandate. Additionally, this role conducts regular reviews to monitor and evaluate the effectiveness of controls, ensuring ongoing compliance with regulations and identifying areas for improvement.

Depth & Scope:

• Recognized as top level expert within the function and requires significant in-depth and/or breadth of expertise in their own field and knowledge of broader related areas
• Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work
• Integrates knowledge of the functions overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
• Anticipates emerging business trends and regulatory/ risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
• Serves as a source of expert advice to senior management in field of specialty
• Advises on execution of strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties
• Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact 
• Requires innovative thinking to develop new solutions
• Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
• Works within general policies and industry guidelines
• Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader organizational context
• Provides leadership guidance on complex projects/programs; makes recommendations and collaborates with business to ensure solutions meets the business needs
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• Undergraduate Degree or equivalent professional work experience
• 10+ years of experience

Preferred Qualifications:

• ACAMS certified

Customer Accountabilities:

• Provides strategic direction on a broad and diverse range of complex FCRM program activities
• Develops GAML enterprise-wide frameworks, policies, standards, procedures in coordination with management in line with TD's AML Program
• Works with executive team, senior business management / partners to develop proactive strategies, tactics, policies and programs to effectively manage regulatory / compliance issues
• Leads or contributes to the development and implementation of enterprise AML programs related to all aspects of AML legislation
• Represents FCRM as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiatives, as required
• Delivers relevant subject matter expertise and AML advice to business / GAML partners