Associate II, Credit Analyst

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Our Modern, Flexible Workplace:

 

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!

It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.

Summary of the Job:

 

The Analyst II role will support the reporting and analytics functions of the credit team by collecting, processing and analyzing credit data to generate meaningful analysis. This is an entry level position that will assist the senior team members in producing regular monthly reports, providing QA/QC help with code and data quality assessments. They will work with a team of credit analysts to analyze the credit card loan portfolios as well as perform ad-hoc analysis. The role provides a foundation for growth within credit risk while helping drive the team’s data driven risk management.

About This Role:

 

Major responsibilities:

• Conduct analysis and reporting work as assigned, including but not limited to helping run regular monthly reporting.
• Monitor ongoing delinquency and loss performance of credit card portfolios, identify and investigate trends and report on findings.

Knowledge & Skills

• Must have the ability to operate independently in a research capacity with some direction.
• Ability to identify root causes of issues and report on those causes.
• Build strong cross functional working relationships with peers and management.
• Ability to work with data to identify complex business trends
• The role is expected to have hands on-experience working with Snowsight and Python.

The Ideal Candidate for This Role:

 

Required Qualifications, Education and Experience:

• Bachelor’s degree in Statistics, Data Science, Mathematics, Finance, Business or related field; advanced degree preferred
• 1+ year of experience in credit analytics, risk management, or a related field
• 1+ year experience working with analytical tools (e.g., SQL, R, Python)

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation:

 

Compensation range (base pay): $62,047.00-$102,377.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20250767

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where emplo