SVP, Credit - Wintrust Asset Finance

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $62 billion in assets.

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and discretionary or incentive bonus eligible

• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few

• Family-friendly work hours

• With 200+ community bank locations, we offer opportunities to grow and develop in your career

• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit

• We offer multiple opportunities for development and upward mobility

Responsibilities

• Conduct industry, business, and collateral research.

• Interact with customers in a concise and thorough manner to facilitate effective underwriting.

• Underwrite complex transactions and perform comprehensive analysis of all finance, credit, legal, and business aspects of prospective customers. 

• Prepare thorough investment write-ups with recommendations that exhibit thoughtful and well-reasoned decisions.

• Coordinate all documentation, lien perfection, and closing activities associated with approved transactions while exhibiting a strong understanding of potential risks and acceptable mitigants.

• Mentor and train junior credit professionals in support of WCF’s credit guidelines.

• Work with Legal and Operations to facilitate effective transaction funding, reporting, and customer service.

• Perform customer collections and work out activities, as necessary.

• Adhere to established WCF policies and procedures.

Qualifications

• Minimum 15 years of prior bank or finance company experience.

• Self-starter with ability to manage multiple credit underwritings and documentation closings under time constraints.

• Attention to detail with demonstrated ability to accurately analyze financial information and make well-reasoned business decisions.

• Ability to accurately communicate results of credit analysis in a complete and concise manner, both written and verbal.

• In depth knowledge of loan and lease documentation and lien perfection.  Ability to effectively negotiate documentation issues with customers and outside counsel.

• Effective written and verbal communication and interpersonal skills necessary to work with business people at all levels.

• Attention to detail, strong work ethic, and willing to take initiative.

• Skilled at conducting business research.

• Proficient using Word, Excel, Outlook, Power Point, TValue, and SuperTrump.

• Bachelor’s degree required, course of study to include substantial exposure to finance, accounting and economics.

• Masters of Business Administration preferred.

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

Compensation

The estimated salary range for this role is $175,000-$225,000 along with eligibility to earn short-term and long-term incentive compensation. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.

#LI-REMOTE

#LI-LR1

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and