Account Risk Analyst III

Job DetailsJob Location: First Internet Bank of Indiana Fishers - Fishers, IN 46038Position Type: Full TimeJob Shift: Monday to Friday; 8-5About the Position:

As the Account Risk Analyst III, you will be responsible for reviewing data utilizing a broad range of technical skill sets combined with AML/CFT Investigative knowledge in order to proactively monitor new and existing account relationships to prevent or minimize financial, reputational, and financial crimes risk to the Bank. You will complete thorough Case Investigations and Enhanced Due Diligence reviews in the Bank’s AML/CFT and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will provide AML/CFT and Sanctions subject matter expertise support for the anti-money laundering and OFAC compliance program of First Internet Bank of Indiana and its FinTech Partners. You will also perform process analysis to identify changes in regulations, operational processes, or systems and makes recommendations for procedural and process changes.

What You Will Do:


Thoroughly and timely investigate and document cases for potential suspicious activity, including money laundering, BSA violations, and terrorist financing
Conduct fraud investigations by reviewing and investigating potentially fraudulent activity
Present the outcome of their case investigations to the SAR Committee
Ensure SARs approved by the SAR Committee are timely prepared, complete, and accurate
Responsible for contributing to documentation of processes, procedures and training materials
Assist in supporting current and future product and process migrations by providing insight and analysis
Assist with identifying automation, gap analysis, and process improvements to ensure compliance with all regulations and identification of suspicious activity
Responsible for higher risk customer account reviews, ensuring compliance with CIP, CDD and Beneficial Ownership regulations
Perform Enhanced Due Diligence (EDD) reviews on designated customer account relationships, including FinTech Partners
Provide AML/CFT/OFAC subject matter expertise to internal departments as required
Perform other duties as assigned.


What We’re Looking For:


A minimum of five years of customer account risk analysis, or equivalent, along with at least three years of specialized experience in AML/CFT/OFAC compliance in the financial services industry
Experience in analyzing data, conducting fraud and AML/CFT investigations, and summarizing conclusions, including problem solving and investigative skillset
Solid understanding of AML/CFT/OFAC regulation and financial crime trends and issues
Bachelor’s degree and/or industry certification such as CAMS, CFE, CFCS, or CAFP preferred
Demonstrated ability to complete work in a timely, efficient manner with impeccable accuracy 
Self-starter that is able to work independently and as part of a team
Demonstrated success at teaching various skills to other Account Risk Analysts including system and computer applications and standard operating procedures
Microsoft Office experience required


Working Conditions/Demands:


Professional office setting.
Primarily sedentary position requiring long periods of time working at a computer.
Must be able to move throughout the office and buildings to obtain or relay information.
Must be able to perform the essential functions of the position with or without reasonable accommodation.


Who Are We?

We’re not just another bank and we’re not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.
More About First Internet BankWhy Join Us? 

Our success has been driven, in part, by four core competencies – customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do.  As a result, we’ve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state-of-the-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day.  Beyond that, the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote