Jobs and Careers
AM

Large Loss Property Field Claims Adjuster(Champaign, IL)

American Family Insurance
EC-IL Offsite Illinois, United States, United StatesRemotefull_timeVerifiedPosted 19 Dec 2024
💰 $142,000/yr($50,000/yr$142,000/yr)

About the role

At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities that will put customers at the center of what we do best – protecting and restoring their dreams when they need us most. We're leveraging our expertise, technology and new ways of working to actively reinvent one of America's largest industries—creating positive impact that empowers our customers, communities, and company to thrive. We are problem solvers who ask critical questions and consistently tackle challenges big and small. Together, we disrupt what's expected of insurance.  
 
Lead level role that investigates and maintains highly complex property claims. Determine liability, secure information, reviews coverages, arrange appraisals, and settles claims. Demonstrate experience to perform all areas of claim adjustment activities with the highest degree of competency and independence. You will work in the field and handle complex homeowner property field claims. You will preferably located in the middle of Illinois. A fleet vehicle is provided with the position. You will report to a Large Loss Senior Manager. 
 
In this primarily home-based role, you will spend 80% of your time (4+ days per week) working from home and/or in the field handling claims. On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events. 

Position Compensation Range:

$86,000.00 - $142,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Primary Accountabilities 

  • You will investigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures. 
  • You will participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis. 
  • You will handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements. 
  • You will conduct on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters. 
  • You will respond to customer inquiries, makes appropriate decisions, and close file. 
  • You will interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interpret claim history coverages. 
  • You will make independent decisions but recognize when assistance is needed. 
  • You will provide all parties with claim process and status; answers questions or redirect to other areas. 
  • You will be a mentor and subject matter expert for less experienced adjusters. 

Specialized Knowledge & Skills Requirements 

  • Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories. 
  • Demonstrated experience providing customer-driven solutions, support or service. 
  • Demonstrated ability to efficiently and effectively handle complex claims. 
  • Extensive knowledge of policies and endorsements coverages. 
  • Successfully applied knowledge of each phase of the claim handling process. 

Licenses 

  • Valid driver's license required plus an acceptable driving record. 
  • Obtain state specific property casualty claims licensing as required. 

Travel Requirements 

  • Up to 10%. 
  • Catastrophe travel up to 75% as applicable. 

Physical Requirements 

  • Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like. This position may require employees to visit areas that have a higher hazard than a typical office such as customer homes, body shops, or other locations. 
  • Moving self in different positions to accomplish tasks in various environments including tight and confined spaces. 
  • Adjusting or moving objects up to 50 pounds in all directions. 

Working Condition

  • Low temperatures
  • High temperatures
  • Outdoor elements such as precipitation and wind.
  • Noisy environments
  • Hazardous conditions
  • Poor ventilation
  • Small and/or enclosed spaces

Additional Qualifications 

  • Advanced Xactimate experience required. 
  • 5 or more years’ experience handling field property personal lines claims required. 
  • Prefer someone who has handled claims over $50,000. 

#LI-Hybrid 

  • The candidate(s) selecte

Apply for this role

Generate a tailored application kit with a matched cover letter, interview prep, and CV highlights — in under 60 seconds.

Apply Now →Generate Application Kit

Free account required — sign up in 30s

Company

American Family Insurance

View company profile →