Risk Strategy, Payment Risk - USDS

The Payment team of U.S. Data Security department of TikTok provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on - to ensure that users have a smooth and secure payment experience on TikTok platform.



In order to enhance collaboration and cross-functional partnerships, among other things, at this time, our organization follows a hybrid work schedule that requires employees to work in the office 3 days a week, or as directed by their manager/department. We regularly review our hybrid work model, and the specific requirements may change at any time.



Responsibilities

- Establish a holistic risk management framework for mitigating the risk of payment fraud, credit losses and financial abuse across consumers, merchants, and affiliates

- Develop metrics and dashboards to monitor risk, perform scenario planning and simulation testing

- Deep dive into fraud cases through massive data and ad hoc analysis that identify root causes of risk originations

- Design risk solutions that introduce appropriate amounts of friction for suspicious users based on suspicious user characteristics and machine learning models

- Develop risk solutions that detect, prevent, and mitigate fraudulent or suspicious user behaviors

- Collaborate with product, engineering and cross function teams to define risk product roadmaps and strategies

- Communicate results on a regular basis to stakeholders around the world, including executive leadership