Jobs and Careers
CA

Sr. Distinguished Engineer - Card Payments

Capital One
San Francisco, United Statesfull_timeVerifiedPosted 18 Nov 2025
💰 $384,200/yr($280,600/yr$384,200/yr)

About the role

Sr. Distinguished Engineer - Card Payments

As a Sr. Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

About the Team: 

In this role you will partner with Senior Product, Design and Technology Leaders across Capital One, in building a platform that provides our clients with the ability to reimagine how they make inbound card and loan payments. This work spans across the customer experience, payment profiles, scheduling, fulfillment and money movement rails. This is an exciting time to lead the payments work as Capital One leads in innovative new payments capabilities. You’ll have the opportunity to work with a best-in-class engineering team, as well as partner across a large portion of technology at Capital One.

Leveraging your technical strengths, creativity and influence, you will create the next generation of payment products with an engineering  team of 180+ associates who leverage cutting edge technology in the cloud. The combination of superior technology with customer centric solutions will distance Capital One from other leading technology companies.


 

Key responsibilities:

  • Articulate and evangelize a bold technical vision for your domain

  • Decompose complex problems into practical and operational solutions

  • Ensure the quality of technical design and implementation

  • Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

  • Continue learning and injecting advanced technical knowledge into our community

  • Handle several projects simultaneously, balancing your time to maximize impact

  • Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

What you’ll do:

  • Define and drive technical strategy and roadmap for our systems and platforms that power Capital One’s inbound card and loan capabilities across the customer experience, payment profiles, scheduling, fulfillment and money movement rails.

  • Partner cross-functionally with client, cloud infrastructure, and machine learning platform teams to align on and co-develop technical solutions. 

  • Architect and build highly secure & scalable systems that enable server-driven product experiences across devices, with exceptional reliability and availability.

  • Design high-throughput, low-latency services capable of handling millions of concurrent requests. 

  • Design and implement API & federated BFF (Back-end for Front end) strategy for efficient data access (fetching, caching, request coalescing, etc.) between backend services and clients, with democratized data schema contribution.

  • Architect enhanced Observability and Monitoring frameworks to enable rapid issue detection, debugging and resolution, across the entire

Apply for this role

Generate a tailored application kit with a matched cover letter, interview prep, and CV highlights — in under 60 seconds.

Apply Now →Generate Application Kit

Free account required — sign up in 30s

Company

Capital One

View company profile →