Venture Lender Finance - Associate

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

We are seeking a dynamic corporate finance professional to join MUFG’s Venture Lender Finance (VLF) business unit. As an Associate, you will play a crucial role in evaluating, underwriting, and monitoring loans and other credit exposures. You'll be supporting the team’s transaction, origination, and credit analysis efforts including loan structuring and facilitating the credit approval process. You’ll also get involved in proactive portfolio management, modeling, active credit management and monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.

Primary Responsibilities:

• Conduct ongoing credit monitoring of the assigned portfolio, including reviewing and analyzing borrower compliance and financial reporting.

• Assist coverage bankers in diligence meetings and pitches with clients and prospects.

• Prepare detailed credit analyses and required credit applications in line with internal policies and regulatory guidance, evaluating company-specific, industry, and regulatory risks.

• Communicate with the credit approval division to ensure alignment of risk strategy and policy.

• Maintain up-to-date knowledge of industries represented in the portfolio, including technical aspects and regulatory issues, using both internal and external sources.

• Oversee facility closing procedures, including operations and documentation.

• Ensure compliance with policy and regulatory requirements.

• Maintain top-quality data input in all bank systems.

Skills & Experience:

• Bachelor’s degree in Business, Finance, Economics, or equivalent work experience

• 2-5 years of experience at a financial institution or accounting firm with completion of a formal intensive credit-training program preferred

• Experience analyzing and preparing credit applications for corporate credit and financing transactions ​

• Asset-based lending experience is an advantage

• Exposure to emerging tech and life sciences industries is a plus

• Strong knowledge of accounting and corporate finance

• Excellent financial modeling and analysis skills

• Effective listening, verbal, and written communication skills

• Strong time management and organizational skills

• Proficiency in Microsoft Office Suite

Compensation & Total Rewards:

The typical base pay range for this role is between $135K - $155K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (inc