Consumer Real Estate Lending Risk Manager

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Job Description:

At Regions, the Business Unit Compliance Function Manager operates as a first, second, or third line of defense risk management expert that advises on business and/or product decisions. Associates at this level should have full ownership and be a Subject Matter Expert (SME) for one or more large or complex products, processes, or regulations, contributing to process change and redesign in addition to developing business plans, policies, and procedures to support a particular line of business. This position may manage 1-2 analysts and typically reports directly to the Business Unit Compliance Group Manager, the Head of a Division or a specialized Group Manager over a line of business i.e. Credit Products, Commercial, etc.

Primary Responsibilities

• Conducts compliance reviews and provides oversight of legal entities, business units, and processes
• Advises leadership on business and/or product decisions
• Provides requested information to regulatory agencies and advises management on potential and ongoing compliance issues
• Maintains proficient knowledge of rules and regulations and their impact on products, services and operations for a specific line of business
• Assists in resolving complex problems or transactions, where expertise is required to interpret against policies, guidelines or processes
• Administers a monitoring and testing program to ensure effective compliance with all applicable laws and regulations
• Creates and delivers training to assigned business area to increase compliance awareness
• Gathers information requested by regulatory agencies
• May supervise day-to-day work of other professional level compliance associates
• May contribute to workflow or process change and redesign, and risk and control identification

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor's degree and eight (8) years experience in compliance, quality assurance/control, audit or other related compliance function specific to a line of business 
• Or High School Diploma and fifteen (15) years experience in compliance, quality assurance/control, audit or other related compliance function specific to a line of business 

Preferences

• Masters degree
• Certified Regulatory Compliance Manager Certification (CRCM)

Skills and Competencies

• Strong Communication skills
• Knowledge of legal and regulatory environment as it relates to compliance in a particular line of business
• Deadline driven
• Ability to work independently
• Organizational skills
• Time management skills
• Proficiency in Microsoft Office Suite

Additional Job Description:

This is a role works with the Consumer First Line Risk Management area for Consumer Real Estate Lending. 

Consumer Real Estate Lending operational and compliance risk knowledges preferred.

• Location options include: Birmingham, AL, Atlanta, GA or Charlotte, NC. Regions will not provide relocation assistance for this position, and relocation would be at your expense.

• Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Position Type