Sr. Business Analyst- Commercial Bank UW&PM
Capital OneAbout the role
Sr. Business Analyst- Commercial Bank UW&PM
About Capital One’s Commercial Bank: In late 2015, Capital One’s Commercial Banking division vaulted into the top 10 list of national commercial banks after a multi-year strategic investment in transforming Commercial from a collection of small local banks into a strong regional player. Our transformation included a complete overhaul of supporting technology systems, building up a core data capability, standardizing processes, and proving out the value of Capital One strategic analytics applied within a Commercial business context. Having established credible scale in this industry, Capital One leadership began considering the next big step. Part of that answer was to invest in building dedicated business line and product analytics teams to provide strategic guidance, creating capabilities that drive sustainable competitive advantage, and significantly enhance risk management practices.
Summary: As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. This role will focus on developing tools and processes to scale solutions for the biggest analytical problems facing the bank. You'll partner with the Commercial Business Analysis team to develop solutions locally, as well as with our Product and Tech organizations to be able to integrate these solutions into our production data environment. We're interested in someone with intellectual curiosity to learn new programs and problems we're facing across the business, as well as an innovation mindset to challenge the way we've done things in the past.
Specific Role Responsibilities:
Refine how Commercial Bank defines and measures against its strategic objectives, as well as those of the individual Lines of Business and Segments
Consult with Leaders and Subject Matter Experts to better understand the areas we’ve targeted for growth
Establish measurement capability for growth areas, from pipeline opportunities, through the credit lifecycle, into maturity and run-off
Create systematic sourcing including providing expertise to standardization and ontology teams
Manage discussion on asset walk between existing bespoke sourcing and future state sourcing
Develop future state requirements into analytic tools to pivot quickly and pursue emerging strategic segments
Engage in white-space problem solving to take free-form business requirements and convert them into measurable analytical tools
Articulate how the business operates and how that aligns (or doesn’t) with our analytical environment
Build influence with Leaders to broker consensus on problem solving approach and measurement capability
General Responsibilities:
Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products
Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
Strong business judgment, leadershi
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