Senior AML Officer

<p><strong>About EveryPay</strong></p><p>At EveryPay, we are on a mission to build the digital financial infrastructure that underpins e-commerce in Greece, empowering Marketplaces, and Merchants to thrive.</p><p>We are a team of enthusiastic young people, driven by our values to Empower Customers, work as a Team Together, Manage Risk and Get Stuff Done.</p><p>We are proud to have built the payments layer connecting most Greek Marketplaces and Merchants with world-class schemes like Visa and MasterCard. We service most Greek Marketplaces, including Greece’s largest and most successful marketplace: Skroutz. Our systems connect to thousands of banks, in Greece and abroad. Our tech processes tens of thousands of transactions every day – that’s €billions worth of e-commerce. If you have bought something online in Greece, chances are you have already used our payments product.</p><p><strong>EveryPay </strong>is fully owned by the Skroutz Group of companies and is both a Tech Company and a Regulated Financial Services Institution. Therefore, you will be exposed to the world of the Tech Payments Sector and that of Financial Services. </p><p><strong>How you will contribute to EveryPay's vision</strong></p><p>As the <strong>Senior AML Officer</strong>, you will support compliance with anti-money laundering (AML) regulations, help manage and mitigate financial crime risks, oversee day-to-day AML functions, and contribute to the continuous development of AML policies and procedures. </p><p></p><p><strong>What will you be doing:</strong></p><ul><li>Participate in creating, maintaining, and enhancing AML policies and procedures in line with the regulatory requirements  </li></ul><ul><li>Support the design, implementation, maintenance, and continuous improvement of the AML control framework and the annual AML action plan  </li></ul><ul><li>Participate and/or lead the execution of ad-hoc checks to ensure that internal processes and policies are applied, and identify control gaps and process improvement opportunities, as needed. Assess non-compliant findings and prepare reports, identifying patterns and proposing actions for improvement</li></ul><ul><li>Manage AML/CTF/Fraud monitoring systems and internal controls, ensuring effectiveness in detecting suspicious behaviour</li></ul><ul><li>Prepare and/or review reports on suspicious activities (SARs) to the relevant authorities. Review escalated/high-risk/suspicious cases, providing support and/or guidance to team members</li></ul><ul><li>Collaborate with cross-functional teams, including Risk, Operations, Product, Finance, Legal, etc. as needed and to ensure AML controls are properly applied within business processes </li></ul><ul><li>Assist in internal and/or external audits, as well as regulatory inspections, preparing documentation, reports, and other deliverable(s) as needed  </li></ul><ul><li>Monitor changes in the AML/CTF regulatory framework, financial crime trends, and any other developments that may require us to adapt internally to remain compliant</li></ul><ul><li>Oversee and ensure staff training on AML/CTF matters, best practices, and emerging risks to instill and enhance a culture of compliance</li></ul><ul><li>Act as a deputy to the MLRO when necessary, in managing and overseeing a robust AML compliance monitoring plan, participating in ad-hoc assignments to meet regulatory requirements and business needs, and any other requests that might derive as part of the company’s mission</li></ul><p></p><p><strong>We will appreciate if you have: </strong></p><ul> <li>A Bachelor’s degree in Law, Finance, Business, Banking, Audit, or a related field</li> <li>A Master’s degree in a relevant field will be considered an asset</li> </ul><ul><li>5+ years of relevant professional experience in AML/Financial Crime Compliance, with at least 2 years in a similarly senior position. Experience in the Payments sector and/or FinTech companies will be considered a strong asset  </li></ul><ul><li>Robust knowledge of Financial Services regulations (e.g. PSD2, EBA Guidelines) and AML/CTF regulations (e.g. EU AML Directives, FATF Guidelines, local legislation)</li></ul><ul><li>Direct involvement in the development and implementation of AML/CTF controls and strategies; operational experience in enforcing AML compliance is required</li></ul><ul><li>Proactiveness and accountability, taking initiative and ownership over projects while having the ability to work collaboratively with the team</li></ul><ul><li>Excellent analytical skills, effective organisation and communication skills</li></ul><ul><li>Strong ethics, professionalism, and integrity </li></ul><ul><li>Excellent command of the English and Greek language (both written and spoken)  </li></ul><p></p><p><strong>What it's like to work at EveryPay:</strong></p><ul> <li>Competitive full-time salary</li> <li>Ongoing training and development</li> <li>Private Family Medical Plan</li> <li>Monthly meal allowance </li> <li>Access to books, onli