Commercial Middle Market Underwriting & Portfolio Management SVP

Commercial Middle Market Underwriting & Portfolio Management SVP

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The SVP works with clients and internal and external business partners on portfolio performance monitoring, general compliance and ongoing risk assessment, including responsibilities to ensure that the collateral pledged under credit agreements meets the standards set forth by the related legal agreement and is appropriately valued for the risk and characteristics of the transaction.

Responsibilities:
Underwrites, structures and portfolio manages new transactions and existing relationships.

Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos.

Communicates portfolio trends, risks and mitigants to senior leadership.
Cultivates excellent client relationships.
Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements.
Collaborates with team to prepare and present monthly/quarterly portfolio reviews.
Develops, manages and/or refines tools necessary to track borrower and portfolio performance, monitor trends and industry performance.
Collaborates with originations team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals.
Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance.
Monitors and enforces terms of loan agreement / documents.
Identifies and establishes best practices policies and procedures.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree:

Finance, Accounting, Management, Economics or equivalent field. - Required.

Required Experience:
At least 9+ years of hands-on commercial and/or corporate banking underwriting experience - Mandatory.

• Proficient communicator (orally and in writing) with clients, peers and fellow associates.
• Proficient with Microsoft Office applications.
• Familiarity with commercial loan systems.
• Ability to work and interact with various departments.
• Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines.
• Thorough knowledge and understanding of all loan products and services.
• Understanding the Banks compliance policies as it relates to the specific individual job duties and following the provisions of such policies, specifically understanding that any violation of such policies must be reported to the Director of Regulatory Services immediately.

Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$123,750.00 USD

Maximum:

$200,000.00 USD

Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture: