Commercial Loan Officer

Are you an experienced Commercial Loan Officer? Our team needs your lending expertise and desire to provide excellent member service. As a Commercial Loan Officer, you’ll solicit and offer commercial loan products and services in order to champion our members’ financial well-being. This is a great opportunity for someone who enjoys bringing teams together and championing their members.

Your day might include:

• Originate, evaluate, negotiate, underwrite, and prepare new Member Business Loan applications, with a strong emphasis on commercial real estate and commercial C&I lending.
• Serve as the primary point of contact for developing new Member Business relationships throughout Washington, Oregon, and Idaho building and maintaining a strong referral and business network.
• Conduct comprehensive credit analysis by compiling, analyzing, and verifying financial statements, tax returns, collateral documentation, and other relevant information to structure sound lending solutions.
• Interview loan applicants to assess creditworthiness and business viability; clearly communicate loan structures, pricing, terms, collateral requirements, and approval conditions.
• Present well-structured loan recommendations to management and/or the Commercial Loan Committee and communicate approval conditions to members.
• Ensure loan packages are complete, accurate, and compliant with internal policy and regulatory requirements prior to closing.
• Adhere to fraud prevention protocols, HMDA requirements, and all applicable federal and state regulations governing commercial lending.
• Utilize lending systems to process, close, and maintain loans while ensuring data integrity and confidentiality of member information.
• Proactively manage a portfolio of commercial loans by maintaining ongoing relationships with members, monitoring credit performance, identifying risk, and resolving post-closing issues to maintain portfolio quality.
• Provide exceptional member service by responding promptly to inquiries, explaining credit decisions professionally, and delivering a high standard of relationship management.
• Collaborate cross-functionally with credit, operations, and executive leadership to ensure efficient loan processing and an excellent member experience.

What you bring to the team:

• Eight (8) or more years of relevant commercial lending experience
• Five (5) or more years of underwriting experience in commercial real estate or C&I lending
• Bachelor’s degree in Business with an emphasis in accounting, finance, and/or economics preferred; a high school diploma with a minimum of eight years of relevant experience and post-secondary technical coursework may be considered in lieu of a bachelor’s degree
• Knowledge of loan documentation (application and closing)
• Knowledge of investor and commercial lending regulations
• Knowledge of business loan products
• Experience and proficiency working with Microsoft Office Suite, including Outlook, Word, and Excel

Bonus Points if you have:

• Consumer lending experience or knowledge
• Residential mortgage lending experience or knowledge

Competitive pay: Earnings $105,329.03/annually plus commissions, plus an annual discretionary incentive plan

Where we’re located: 330 Union Ave, Olympia WA. Employee must reside and perform all work in the state of Washington. This is a hybrid position that blends working in-office and from home. Works onsite one (1) / two (2) / three (3) days per week.
 

When you’d work: Monday through Friday 8:30 am to 5:30 pm, full-time minimum 40 hours per week, with scheduling flexibility to meet service needs for this position.
 

Perks: Here are a few benefits and perks we offer:

• Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
• Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
• Part-Time employees accrue general leave, on a monthly basis
• 11 Paid Holidays
• Employer paid Long Term Disability & Long-Term Care plan for Full-Time employees
• Employer paid Long Term Care plan for Part-Time employees
• 401(K) with 8.5% Contribution by WSECU to begin 1st quarter after 1 year of service
• Paid Volunteer Leave
• Tuition Assistance
• Employee Assistance Program & Employee Discounts
• And, you get to work with some awesome people!

WSECU was named to the Forbes Best-In-State Credit Union list in 2025, making us the only credit union in Washington to earn this recognition five years in a row!

IND1
#LI-Hybrid

We look forward to reviewing your applic