Loan Portfolio Credit Risk Analyst - Senior Associate (Open to Remote)

Company Description

At Fannie Mae, futures are made. The inspiring work we do helps make a home a possibility for millions of homeowners and renters. Every day offers compelling opportunities to use tech to tackle housing’s biggest challenges and impact the future of the industry. You’ll be a part of an expert team thriving in an energizing, flexible environment. Here, you will grow your career and help create access to fair, affordable housing finance.

Job Description

As a valued colleague on our team, you will provide advice on the monitoring, forecasting and review of risk in the Single Family (SF) Book portfolio. You will coordinate risk mitigation activities and provide risk mitigation assistance to other groups. You will use analytical skills and sound business knowledge to develop forward-looking estimates and sensitivities related to our planned book capital changes to achieve portfolio strategies, capital usage and perform risk limit monitoring.

THE IMPACT YOU WILL MAKE

The Loan Portfolio Credit Risk Analyst - Senior Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:

• Identify, monitor, and forecast risk in the Single Family Book portfolio
• Guide, support and coordinate team activities across groups related to book portfolio performance and optimization
• Analyze portfolio characteristics and risks and support discussions to brainstorm mitigation solutions or identify areas of opportunity
• Participate discussions across business groups on emerging risks and risk mitigation strategies
• Implement plans or decisions to reduce risks or mitigate their impact

Qualifications

THE EXPERIENCE YOU BRING TO THE TEAM

Minimum Required Experience

• 2 years related experience
• Proven experience utilizing data to identify trends or relationships to provide insights and inform decisions based on sound analysis. Experience gathering accurate information to explain rationale and answer critical questions. 
• Skilled in graphical representation of information using charts, diagrams, and dashboards. Proven ability to present information and ideas to audiences in a compelling way that is engaging and easy to understand.
• Strong risk assessment and analytics experience; can analyze book portfolio risk characteristics and capital usage, develop risk indicators, and provide risk mitigation recommendations.
• Able to apply sound business rationale to risk forecast and business impact. Able to perform gap and attribution analysis.
• Excellent verbal and written communication skills.  Proven ability to present information and ideas to audiences in a compelling way that is engaging and easy to understand.
• Ability to influence and persuade others on implementing risk mitigation strategies.

Desired Experience

• Bachelor’s degree or equivalent
• Familiarity with important Single Family models such as CCFA and SFM is strongly preferred
• Experience of the Final Capital Rule (ERCF) is preferred.
• Skilled in SQL
• Skilled in Excel
• Skilled in Tableau
• Skilled in Python object-oriented programming

Additional Information

Single Family Risk - Risk Analysis - Senior Associate/ REF12563L

The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.

Fannie Mae is primarily a hybrid company.  We embrace flexibility for our employees while providing office space for in-person work and collaboration.  This role is classified as open to remote. If you speak with a Recruiter, they will provide you with more information about the definition of this classification.

Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at careers_mailbox@fanniemae.com.

The hiring range for this role is set forth on each of our job postings located on Fannie Mae's Career Site. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As