Senior Financial Crime Risk Analyst (US)

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$68,640 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

This role is primarily off-site, but must be available to come into a TD FCRM location for 'Moments that Matter', at the frequency determined by the business line. Candidates within a 50 mile radius of listed locations is strongly preferred.

Depth & Scope:

• Works independently as the senior analyst / subject matter expert and may coach and educate others
• Oversees and/or independently performs tasks from end-to-end
• Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance
• Executes on more complex and/or non-standard requests
• Researches and investigates a range of operational / reporting / process issues
• Recommends and implements solutions within own area of responsibility
• May need to coordinate / integrate work with other areas as needed
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise
• Requires advanced technical / business / function knowledge for discipline supported
• High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus
• Represents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization

Education & Experience:

• Undergraduate degree or equivalent work experience 
• 5+ years experience

Preferred Skills & Experience:

• Previous work with Transaction Monitoring, EDD, KYC and/or CDD team as a subject-matter expert
• Prior investigative experience with a demonstrated understanding of what customer behaviors and transactional activity may be potentially unusual or suspicious.  
• Ability to understand investigative case narratives and interpret into key findings, trends or data points that can be leveraged for better insights and improvements in transaction monitoring scenarios.
• General knowledge of AML-related policies and regulatory expectations; ability to read a policy and extract the actions that apply to customer risk.
• Ability to use judgement and expertise, sometimes in a quick manner with limited information, on what makes a customer high-risk as well as controls that can be leveraged to mitigate the risk.
• Ability to partner with other groups, especially the KYC team, Technology team and others in all Lines of Defense for collaboration and knowledge-sharing
• Ability to manage your own tasks independently, with a high degree of quality and timeliness 

Customer Accountabilities:

• Contributes to the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
• Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders
• Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
• Assists FCRM team members in the use of Issues and Events system for tracking and reporting