Senior Software Engineer

About Us
At eCapital, we help businesses across North America and the U.K. access the capital they need to grow. A steady cash flow can change the course of a business, and through our Commercial Finance, Freight Factoring, and ABL divisions, we provide funding solutions to 80+ industries. We were named to the Inc. 5000 Fastest Growing Company list in 2024, recognized as a 'Great Place to Work' by the Secured Finance Network, and celebrated as a 'Most Innovative Company' by ABF Journal.

The Opportunity
We're looking for a Senior Software Engineer to join our global engineering team of 50+ engineers. You'll serve as a Tech Lead, taking ownership of complex systems that power our financial services platform using Go, .NET, microservices on Kubernetes, and PostgreSQL/MSSQL. Beyond building, you'll design system architectures, mentor other engineers, and help shape how we deliver software. This is a role for someone who wants to drive impact, not just contribute.

What’s In It For You
AI-Native engineering. We're building an AI-Native engineering culture where AI is embedded across the entire development lifecycle, from discovery through deployment. You'll work with spec-driven workflows, AI agents as collaborators, and tools like GitHub Copilot and Claude Code. This is a chance to be at the forefront of how software engineering is evolving.
Ownership and influence. You'll own significant parts of our platform and have real influence over technical direction. Our teams are collaborative and self-directed, and senior engineers are expected to shape how we approach problems, not just solve them.
Room to grow. We're a fast-growing fintech company with clear paths to Staff Engineer and engineering leadership. You'll work alongside experienced architects while building your career in an environment that rewards initiative and impact.

What You Will Do

• Design system and software architectures for full-stack fintech solutions
• Lead technical design decisions and drive architectural improvements across the platform
• Develop large-scale solutions for data processing and storage
• Mentor junior and intermediate engineers, helping them grow technically and professionally
• Own complex projects from conception through delivery
• Work within AI-Native workflows: define problems clearly, provide context to AI agents, steer solutions, and verify outcomes
• Strategize on emerging technologies and communicate recommendations to leadership
• Collaborate with product, data, and infrastructure teams to deliver reliable solutions

• Demonstrated expertise in software engineering with 7+ years of professional experience
• Track record of owning and delivering complex projects
• Experience mentoring other engineers
• Strong full-stack development skills
• Bachelor's degree in Computer Science or a related field
• Strong communication skills

• Master's degree in Computer Science or a related field
• Experience with Go, .NET, or a comparable backend stack
• Experience with front-end frameworks such as Angular, Vue.js, or React
• Familiarity with microservices architecture and distributed systems
• Familiarity with relational databases
• Experience with AI-assisted development tools
• Experience with containerization and orchestration (Docker, Kubernetes)
• Experience with cloud platforms (AWS, Azure, or GCP)
• Experience in financial services, SaaS, or high-transaction-volume environments

• Competitive Compensation
• Annual Bonus Incentives
• PTO
• Comprehensive Health, Dental, and Life Benefits