Risk Assessment Analyst II - Financial Crimes Anti-Money Laundering and Sanctions Risk

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$33.00 - $54.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The US Financial Crime Risk Management (FCRM) Risk Assessment Team is responsible for the governance, oversight, and execution of the ML/TF, Sanctions, and ABAC risk assessments across the US units and segments, including identifying enhancements to the Risk Assessment Methodology and processes. The FCRM US ABAC Risk Assessment Analyst will assist in conducting the US ML/TF, Sanctions Risk Assessment across all US segments and for the maintenance of ML/TF, Sanctions Risk Assessment methodologies, procedures, and challenge documentation.

The Senior Financial Crime Risk Oversight Analyst provides a range of research, guidance, and business oversight to assigned portfolio, business, or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks.  Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws.

Depth & Scope:

• Specialist level professional role requiring in-depth knowledge/expertise in AML/ATF/Sanctions/ABAC and working knowledge of broader related areas
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a straightforward project or change initiative
• Integrates the broader organizational context into advice and solutions within the AML/ATF/Sanctions/ABAC area
• Understands the industry, competition and the factors that differentiate the organization
• Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs
• Contact for business management, external/internal auditors, dealing with non-routine information
• Recommends and implements solutions within own area of responsibility
• May need to coordinate/integrate work with other areas as needed
• Identifies and leads problem resolution for complex requirements related issues at all levels

Education & Experience:

• Undergraduate Degree                                                                                                                     
  5+ years of experience

Preferred Skills:

• Experience in the execution of risk assessments and providing credible challenge in response to stakeholder self-assessments and data validation; specific experience with ML-TF and Sanctions regulations and risk assessments is a plus.
• Experience documenting processes and corrective issues/action plans.
• Good communication and interpersonal skills
• Ability to coordinate across multiple management levels, jurisdictions, business lines and support functions to drive results and meet timely deadlines.
• Proficiency with standard computer applications including Word, Excel, and PowerPoint.

Customer Accountabilities:

• Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing
• Provides/Executes skilled AML/ATF/Sanctions/ABAC research, risk assessment, reporting and/or analytical support in a timely manner
<