Product Manager - Small Business

Enova’s hybrid work model allows employees to work in the office T, W, and TH with the option to work from home on Monday and Friday. 

About the role:

Enova (parent company of OnDeck and Headway Capital) is looking for product managers to help power small business (SMB) growth in the United States. As a Senior Product Manager at Enova, you will help shape the future of our SMB lending products and platforms. 
Our mission is to create innovative lending experiences and financial products that help small businesses succeed.  You will be at the center of this mission, working with a cross-functional team to identify high-impact problems, deliver scalable solutions, and drive real business outcomes for our customers and Enova.

Responsibilities:

• Own the end-to-end product lifecycle for specific components of the SMB lending platform, focusing on continuous problem discovery, hypothesis validation, and effective delivery of high-impact solutions.
• Contribute to and execute the strategic product roadmap, ensuring efforts are deeply informed by quantitative data, market analysis, and qualitative customer insights from interviews and testing.
• Support the modernization of legacy systems, build new experiences, and help shape platform infrastructure to support future growth.
• Collaborate with senior leaders and other PMs to help drive consensus on opportunity sizing and prioritization. Define detailed requirements and success metrics, ensuring the roadmap is aligned with validated customer needs and strategic goals.
• Partner with Agile Engineering teams to deliver innovative features and functionality, representing the customer's perspective and participating in developing the team's understanding of the business rationale underlying tasks and projects.
• Proactively identify, research, and test new product opportunities and trade-offs in their product area to enhance the partner experience.
• Construct business cases with manager support and collaborate with stakeholders to secure buy-in. Work with Engineering to estimate size, elaborate on scope and requirements, clarify detailed design, and obtain sign-off on developed features before launch.
• Effectively communicate the value of the team's initiatives and act as an ambassador for the product area within the SMB organization.
• Ensure product delivery aligns with established goals and key results, using data insights to inform and evaluate outcomes.
• Be the owner of the team’s roadmap and execute the project plan appropriately and effectively with limited supervision, solving problems independently.
• Maintain awareness of competitors and the industry for the product area's use case to inform product strategy.
• Regularly talk to customers (internal and/or external) to develop a clear understanding of their needs.

Requirements:

• 2–4 years of product management experience, preferably in fintech, lending, B2B, SaaS, or a regulated complex industry.
• Demonstrated commitment to customer-centric solutions.
• A strong foundation in leveraging data for user behavior analysis and product opportunity identification.
• Experience working effectively with agile teams and managing project milestones.
• Strong communication skills for collaborating with diverse stakeholders, both technical and non-technical.
• Identify, define, and enhance analytical tools and reporting capabilities needed to monitor product performance, track key metrics, and provide data-driven insights to stakeholders.

Compensation:

For Colorado-based candidates, the budgeted range is $100,000-$120,000 but actual compensation may vary based on experience including a candidate’s qualifications, skills, competencies and experience and may fall outside of the range shown. The successful candidate may also be eligible to participate in incentive plans, and the Company’s benefits plans.  More details about our company benefits can be found at the following link: Enova Benefits

Benefits & Perks:

• Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & pai