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Senior Enterprise Business Analyst
Bread FinancialUnited Statesfull_timeVerifiedPosted 5 Nov 2025
💰 $198,900/yr($87,900/yr – $198,900/yr)
About the role
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Job Summary
The Senior Enterprise Business Analyst reviews and analyzes the needs of business partners, translating them into clear requirements for functional design and vendor evaluations. Responsibilities include developing documentation, facilitating communication between stakeholders and IT, and supporting systems development, process improvement, or organizational change. This role manages multiple enterprise initiatives requirements assignments and may mentor a group of analysts on strategic initiatives, ensuring quality outcomes. The incumbent in this role is expected to build deep business expertise and serve as a subject matter expert.
- Engages with EDO, business partners, clients and other stakeholders to document business needs, analyzes processes, write rules and user stories, and work cross functionally with other teams and vendors to define short & long-terms solutions, objectives, metrics, and build/buy choices. Manages stakeholder expectations, confidently engaging senior leadership, vendors, and clients. - (45%)
- Participates in exploration of new ideas and strategic direction as needed. Identifies key roles, business processes, impacted business rules, plan division of requirements work, and communicate effectively to stakeholders. Follows documentation standards and BA lifecycle templates. - (25%)
- Contributes in process improvement by documenting and analyzing business processes, identifying gaps with business teams, and solving problems involving people, processes, or technology. May assist with business roadmap development. Manages preliminary cost/benefit analysis, needs assessments, and business requirements to align solutions with business needs. - (20%)
- Mentors less experience business analysts in standard methodologies and best practices as part of maturing the business analysis practice. Assists Manager/Sr. Manager with developing and maintaining business analysis practices and standards. - (10%)
Minimum Qualifications
- High School Diploma or GED
- 5+ years experience as a Business Analyst, Product Owner, Business Systems Analyst, or Project Manager
Preferred Qualifications
- Bachelor’s Degree in Business, Computer Science or other related field of study
- Certified Business Analysis Professional (CBAP)
- Product Owner certification
- 7+ years experience in financial services, credit card or other highly regulated industry. Digital, Fraud/Risk, Regulatory and Intermediate-Advanced Agile techniques.
Skills
- Business Processes
- Cost-Benefit Analysis (CBA)
- Data Tools
- Agile Methodology
- Waterfall Model
- Information Technology Applications
- Business Analysis
- Microsoft Office
Reports To: Manager and above
Direct Reports: 0
Work Environment
- Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
- Communicate/Hearing
- Communicate/Talking
- Stationary Position/Seated
- Typing/Writing
- Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$87,900.00 - $159,200.00Full Salary Range for position:
California: $101,000.00 - $198,900.00Colorado: $87,900.00 - $167,100.00New York: $96,600.00 - $198,900.00Washington: $92,200.00 - $183,000.00Maryland: $92,200.00 - $175,100.00Washington DC: $101,000.00 - $183,000.00Illinois: $87,900.00 - $175,100.00New Jersey: $1Apply for this role
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