Jobs and Careers
BR

Senior Enterprise Business Analyst

Bread Financial
United Statesfull_timeVerifiedPosted 5 Nov 2025
💰 $198,900/yr($87,900/yr$198,900/yr)

About the role

Every career journey is personal. That's why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Senior Enterprise Business Analyst reviews and analyzes the needs of business partners, translating them into clear requirements for functional design and vendor evaluations. Responsibilities include developing documentation, facilitating communication between stakeholders and IT, and supporting systems development, process improvement, or organizational change. This role manages multiple enterprise initiatives requirements assignments and may mentor a group of analysts on strategic initiatives, ensuring quality outcomes. The incumbent in this role is expected to build deep business expertise and serve as a subject matter expert.


 

Essential Job Functions
  • Engages with EDO, business partners, clients and other stakeholders to document business needs, analyzes processes, write rules and user stories, and work cross functionally with other teams and vendors to define short & long-terms solutions, objectives, metrics, and build/buy choices. Manages stakeholder expectations, confidently engaging senior leadership, vendors, and clients. - (45%)
  • Participates in exploration of new ideas and strategic direction as needed. Identifies key roles, business processes, impacted business rules, plan division of requirements work, and communicate effectively to stakeholders. Follows documentation standards and BA lifecycle templates. - (25%)
  • Contributes in process improvement by documenting and analyzing business processes, identifying gaps with business teams, and solving problems involving people, processes, or technology. May assist with business roadmap development. Manages preliminary cost/benefit analysis, needs assessments, and business requirements to align solutions with business needs. - (20%)
  • Mentors less experience business analysts in standard methodologies and best practices as part of maturing the business analysis practice. Assists Manager/Sr. Manager with developing and maintaining business analysis practices and standards. - (10%)

Minimum Qualifications
  • High School Diploma or GED
  • 5+ years experience as a Business Analyst, Product Owner, Business Systems Analyst, or Project Manager

Preferred Qualifications
  • Bachelor’s Degree in Business, Computer Science or other related field of study
  • Certified Business Analysis Professional (CBAP)
  • Product Owner certification
  • 7+ years experience in financial services, credit card or other highly regulated industry. Digital, Fraud/Risk, Regulatory and Intermediate-Advanced Agile techniques.

Skills
  • Business Processes
  • Cost-Benefit Analysis (CBA)
  • Data Tools
  • Agile Methodology
  • Waterfall Model
  • Information Technology Applications
  • Business Analysis
  • Microsoft Office

Reports To: Manager and above

Direct Reports: 0

Work Environment
  • Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Physical and Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
  • Communicate/Hearing
  • Communicate/Talking
  • Stationary Position/Seated
  • Typing/Writing
  • Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below):

$87,900.00 - $159,200.00

Full Salary Range for position:

California: $101,000.00 - $198,900.00

Colorado: $87,900.00 - $167,100.00

New York: $96,600.00 - $198,900.00

Washington: $92,200.00 - $183,000.00

Maryland: $92,200.00 - $175,100.00

Washington DC: $101,000.00 - $183,000.00

Illinois: $87,900.00 - $175,100.00

New Jersey: $1

Apply for this role

Generate a tailored application kit with a matched cover letter, interview prep, and CV highlights — in under 60 seconds.

Apply Now →Generate Application Kit

Free account required — sign up in 30s

Company

Bread Financial

View company profile →