Senior Analyst - Product Owner – Consumer Payments

General information

Career area Deposits Products & Marketing Work Location(s) 1100 Virginia Drive, PA, 2911 Lake Vista Drive, TX, 500 Woodward Avenue, MI, 601 S. Tryon Street, NC Remote? No Ref # 21846 Posted Date 03-02-26 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

In office role with hybrid schedule. Ally work locations are Charlotte NC, Detroit MI, Lewisville TX, or Fort Washington PAAt this time, Ally will not sponsor a new applicant for employment authorization for this position.
The Product Owner for Consumer Payments supports the strategy, development, and day‑to‑day delivery of digital payment experiences across the bank’s consumer payment ecosystem. This role partners closely with Product Managers, Technology, Operations, and cross‑functional teams to ensure the successful execution of features and enhancements across products such as Zelle®, bill pay, internal and external transfers, ACH, and domestic wires.
This is an ideal role for someone with payments experience or a strong interest in money movement, who wants to deepen expertise while contributing to high‑impact customer‑facing capabilities.

The Work Itself

• Create, prioritize, and maintain the product backlog for consumer payment experiences, including Zelle®, bill pay, internal/external transfers, ACH, and wire payments.
• Write user stories that clearly define functionality, requirements, payment rules, exception flows, and customer experience considerations.
• Participate in sprint planning and reviews, ensuring payment‑related features are well‑understood, refined, and ready for development.
• Make day‑to‑day tactical decisions regarding payment features, priorities, trade‑offs, and defect resolution to keep development moving efficiently.
• Maintain product documentation, including process flows, business rules, payment scenarios, and release notes across all supported payment types.
• Collaborate cross‑functionally with UX, Development, IT, Fraud, Co