Senior Associate, Risk Consulting - Credit Review

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You’ll find an environment that inspires and empowers you to thrive both personally and professionally. There’s no one like you and that’s why there’s nowhere like RSM.

We are seeking a highly motivated individual to join our team of credit risk professionals in addressing our client’s credit risk mitigation needs. Engagements will encompass a broad range of credit risk-related matters and may include the following: credit risk review or loan review work, credit administration and policy review, quality assurance/ internal audits of loan review departments, and other credit risk specific engagements.     

Key responsibilities include:

• Provide subject-matter expertise in credit risk mitigation strategies and credit policies and procedures
• Leverage understanding of industry trends and business acumen to effectively communicate leading credit risk management practices
• Effectively manage, motivate and mentor multidisciplinary teams to work as a cohesive, client-centric unit in delivering high-quality solutions to sophisticated clients
• Model the core RSM values of respect, integrity, teamwork, excellence and stewardship in all interactions with clients and team members
• Support multiple client projects simultaneously, while actively contributing to internal initiatives such as talent, practice, and business development
• Be proactive in your personal development in areas such as industry expertise, technical specializations, and leadership to drive expansive personal value to our people and our clients
• Focus on developing your network and personal brand in the marketplace to drive growth for the overall risk consulting practice; including: identifying and securing new opportunities

Position Qualifications:

• Bachelor’s or Master’s Degree in business, finance, accounting or related discipline
• Minimum of 2 years of experience as a commercial loan officer, credit officer, portfolio manager, credit risk related position, or a financial institutions regulatory agency 
• Proficiency in word processing, spreadsheets, and presentation creation tools
• Job relevant certification preferred (e.g. CPA, CRC, BAI Loan Review Certification)
• Ability to travel to meet client needs
• Established experience in multiple lending industries or subject-matter expertise in one specific industry

Preferred Knowledge and Skills:

• Underwriting, lending or regulatory experience related to large regional or national financial institutions or foreign banking organizations (FBOs)
• Knowledge of syndicated transactions, shared national credits, highly leveraged transactions
• Understanding of credit processes ranging from origination to credit policy and procedures, and risk rating methodology
• Thorough knowledge of federal and state banking laws related to credit risk
• Prior consulting experience or prior experience that demonstrates progressive responsibilities

At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life’s demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/working-at-rsm/benefits.

All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law.