Card Accounting and Settlement Analyst

The Card Accounting and Settlement team is part of the Finance team that focuses on the card accounting support for UMB. Within the Finance environment, this team interacts with internal partners and external vendors to evaluate accounting issues and analyze and develop conclusions. With our robust training to provide extensive UMB and card settlement knowledge, the Card Accounting and Settlement team prepares accounting entries to support a wide variety of card programs.   

The Card Accounting and Settlement Analyst has a specific and impactful function for UMB card program growth to provide strategic thinking and accounting insight. The Card Accounting and Settlement team is the subject matter experts that assist to provide accounting support, card program balancing

As the Card Accounting and Settlement Analyst, you will be responsible for providing quality support for the card settlement process to multiple departments through various responsibilities. This includes ensuring proper posting of general ledger or DDA entries as a result of daily settlement. Researching and resolving monetary and non-monetary exceptions through the use of system generated reports and documented procedures will also be key functions. This role is hybrid (Tues/Wed/Thur on-site) at our downtown Kansas City location.

How you’ll spend your time:  

• Ensure proper posting of general ledger or DDA entries as a result of daily settlement.
• Research and resolve monetary and non-monetary exceptions through the use of system generated reports and documented procedures.
• Act as a subject matter expert in the funds flow process for various 3rd Party Processors and Visa/MasterCard operating rules and regulation.
• Prepare and send ACH transactions.
• Assist department manager in executing the training plans for new employees.
• Complete month end reconciliations for assigned general ledger and DDA accounts.
• Support department manager in leading special projects either driven by Card Settlement or where Card Settlement will need to be involved with various other internal or external business partners, to include attending meetings and representing Settlement in a professional manner.
• Other duties as assigned.

We’re excited to talk with you if:

• You possess a bachelor’s degree in either Accounting, Finance or related area OR
• You have at least 3 years of work experience in Accounting or Finance.

Bonus points if:

• You have experience with third- party card processors.
• You have finance experience in banking.
• You have experience with PeopleSoft.

Compensation Range:

Minimum: $44,790.00 - Maximum: $103,820.00

The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to