Financial Analyst - Federal Credit Program Financial Advisory Services

Responsibilities

• Review financial and economic data for loan applications ranging from $10 million to $150 million.
• Produce financial due diligence requests for commercial and industrial borrowers, with an emphasis on manufacturing and related sectors.
• Develop risk assessments and draft financial recommendations.
• Conduct credit assessments that inform credit decisions and loan agreements documentation.
• Evaluate applicant's plan of finance and underlying economics, including detailed cash flow assessments.
• Analyze financial and business risks of corporate and public borrowers.
• Review contractual structures for equipment development, operation, and maintenance.
• Contribute to the preparation of comprehensive creditworthiness reports.
• Facilitate customer calls as needed to discuss financing needs; and ensure a solid understanding of Obligor’s financial performance and business operations.
• Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, completing industry research
• Prepare and present memorandums to facilitate the loan approval process, outlining transaction rationale, transaction strengths and weaknesses, risks and mitigants.
• Manage and complete special projects, as required by management

Qualifications

• Minimum three years of financial analysis experience with an undergraduate degree, or minimum two years with a related master's degree in finance, economics, or related field.
• Advanced business credit skills with working knowledge of commercial credit analysis and complex business cash flow cycles as applicable to large ticket transactions. Interpret financial statements and provide financial analysis support utilized in underwriting complex loans.
• Able to quickly and accurately assess large ticket opportunities to determine if sufficient information has been provided and compile list of questions/additional information needed.
• Demonstrated ability to accurately prepare spreads for complex large-ticket requests, including the debt service overview worksheet reflecting debt service coverage on existing and proposed debt.
• Strong understanding of Public Debt Ratings and their significance in the underwriting process.
• Able to proficiently navigate Moody’s, S&P, and Fitch ratings databases to obtain the relevant ratings.

Pay Range

USD $120,000.00 - USD $200,000.00 /Yr.

EEO

 

PCI Federal Services (PCIFS) and it's subsidiaries is an equal-opportunity employer. PCIFS does not discriminate on the basis of age, sex, race, national origin, religion, marital status, sexual orientation or identity, Veterans or Disability status.

 

Preference may be extended to qualified Native American Indian candidates

in accordance with applicable federal law.