Account Service Representative ( Minneapolis)

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Account Service Representative works in a highly client‑facing role with customer interactions conducted primarily via telephone or from a secure messaging portal or written communication.

Responsible for: 

• Establishing and maintaining great working relationships with assigned business accounts, serving as the main day to day contact between program administrators or relationship managers. 

• Answering, researching, and resolving operational problems experienced by the customer and adding value to every client interaction. 

• Focusing on being a strategic resource by assisting with program setup, client systems, delinquency management, promoting standard processes with clients and facilitating solutions.

• Assisting with identifying reporting issues and maintaining accurate information is transmitted to the delivery destination to assist with reconciliation. Maintains high service satisfaction by following up on client inquiries, providing training, and providing updates.

• Coordinating and interacting with internal teams and individuals to ensure high levels of service delivery.

The scheduled shift for this position will be 8am -5pmCT for the first 90 days of training and then will move to a permanent Monday - Friday 10:00 am - 7:00pm CT.

Basic Qualifications

• High school diploma or equivalent

• Five or more years of customer service experience

Preferred Skills/Experience

• Strong verbal, written, and interpersonal communication, analytical and problem-solving skills. 

• Proven customer service/relations skills including the ability to deal effectively,  tactfully, and knowledgeably with customers and non-customers in handling complaints, problems, and general inquiries.

• Exceptional telephone skills including listening and demonstrating courtesy, empathy, and accuracy.

• Thorough knowledge of all relevant operational processes and procedures and company products and services. 

• Proficient in and able to navigate all relevant computer systems in order to pull reports, shadow clients, and troubleshoot technical issues, etc.

• Ability to perform interest calculations and account adjustments.

• Ability to manage multiple tasks/projects and deadlines simultaneously.

• Must be self-directed and have the ability to work well independently with limited direct supervision.

• Proficient computer skills, using a variety of software packages including Microsoft Office, Excel, PowerPoint applications.  

Location: Minneapolis Bank PlazaThe role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside of the location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise pr