Financial Analyst – Retail Banking

Overview

Who We Are

 

The Raley’s Companies is a private, family-owned, and purpose-driven retail company headquartered in West Sacramento, CA. Since our founding in 1935, our store operations have grown to include more than 235 locations across four states and four Tribal Nations under eight well-known banners: Raley’s, Bel Air, Nob Hill Foods, Raley’s O-N-E Market, Bashas’, Food City, AJ’s Fine Foods and Bashas’ Diné Market. Built on a higher purpose, the organization and our over 21,000 employees are committed to quality offerings, exceptional service and doing right by our team members, communities, and planet. 

 

Today, the Raley’s, Bel Air Markets, Nob Hill Foods and Raley’s O-N-E Market banners carry on the legacy of innovation by serving as more than grocery stores. Our purpose of changing the way the world eats, one plate at a time, has made Raley’s a trusted source for nutrition and wellness. We strive to enhance transparency and education in the food system to help customers make more informed, healthy food choices. We also serve as the destination for the best fresh products, affordable offerings, and personalized service.

 

What You Will Do

 

Under minimum supervision, you will prepare, reconcile, and analyze financial information, develop new processes and procedures, and provide management with accurate data for decision-making. This role requires expertise in accounting/financial practices, a deep understanding of retail banking operations, and the ability to analyze and interpret financial statements effectively.

 

Perks & Benefits

• Competitive compensation, paid weekly
• Retirement Savings Plan - 401(k) including company contributions and matching funds
• Tuition Reimbursement for qualified courses
• Scholarship opportunities for continued education
• Medical, dental, and vision insurance for yourself and eligible dependents
• Paid time off
• Family leave and time off
• Life insurance
• Wellness Programs (Raley’s Healthy Lifestyles)
• Flexible Spending Account (pre-tax - commuter, childcare, and medical expenses)
• Health Savings Account
• Corporate store and discount programs (10% off groceries, free items)
• Discounts to amusement parks, gym memberships, mobile phone plans, etc. 
• Employee Assistance Program (free financial, legal, and mental health services)
• Charitable contribution opportunity and volunteer time off and community events

Compensation

The range displayed reflects the range the company reasonably expects to pay for the position. The actual compensation offered to the selected individual will depend on their geographic location, relevant education, training, or experience, among other bona fide factors.

 

Expected Minimum Pay Rate

USD $60,400.00/Yr.

Expected Maximum Pay Rate

USD $78,555.00/Yr.

Responsibilities

Essential Job Functions

• Account Reconciliations and AnalysesPerform account reconciliations and provide in-depth financial analyses to support retail banking functions.
• Process ImprovementDesign, recommend, and implement ongoing improvements in accounting processes specific to retail banking.
• Special ProjectsTake the lead on ad hoc analyses and special projects, addressing unique challenges within the retail banking space.
• Problem SolvingMonitor, troubleshoot, and resolve issues in accounting or financial processes related to branch operations.
• Variance AnalysisAnalyze financial reports, research variances, and identify trends impacting branch performance.
• Budget AssistanceDevelop spreadsheets, projections, and tools to assist in annual and quarterly budget processes.

Qualifications

Education and Experience:

• Bachelor’s degree in Accounting, Finance, or Business.
• 3-5 years of relevant experience, ideally in retail banking or a related environment.

Required Knowledge:

• Expertise in financial/accounting practices with a focus on retail banking operations.
• Strong technical skills in financial systems (SAP, ERP systems) and proficiency in MS Excel (e.g., VLOOKUP, pivot tables).

Skills and Abilities:

• Ability to import, format, and analyze large datasets from various sources.
• Exceptional problem-solving and organizational skills.
• Strong communication skills to present analyses effectively to both technical and non-technical audiences.
• Detail-oriented with a proactive approach to identifying opportunities for efficiency and accur