Senior Business Accountability Specialist

About this role:

Wells Fargo is seeking a Senior Business Accountability Specialist (SBAS) in Financial Crimes Operations as part of Enterprise Functions. The Transactional Risk & Intelligence Group (TRIG) is a centralized function within Financial Crimes Operations that delivers actionable transactional analysis and intelligence reporting. TRIG is seeking a SBAS to perform peer reviews and sample-based testing of TRIGs Processes, Procedures and Controls. The SBAS will be responsible to communicate the results of the reviews verbally and in writing and provide guidance to stakeholders to mitigate risks, if applicable.  

This role may also require the SBAS to perform transaction-based portfolio reviews on an as needed basis of higher risk customers and account types with elevated and complex risk profiles. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

• Demonstrate solid understanding of financial crimes risks, financial crimes policies, Transactional Risk and Intelligence Group (TRIG) Processes, Procedure and Control requirements.
• Establish strong partnerships with TRIG colleagues and external TRIG stakeholders providing risk expertise and consultation to manage risks.
• Execute peer reviews and sample-based testing of TRIG Processes, Procedures and Control requirements within communicated deadlines and with high quality. Ability to manage work assignments in a fluid environment, delivering a quality product.
• Design, Document and Execute test scripts to include objective, strategy, source of population, sample rationale, detailed steps on execution of test and disposition rationale of observations.
• Demonstrate ability to effectively document work products with minimal returns, and concisely communicate risk-based recommendations highlighting key support decision points.
• Assist in the coordination of response to audit/testing/regulator requests within the timeframe requested with complete and accurate documentation provided.
• As needed, conduct deep due diligence research on high-risk customers and analyze customer transactions and demographic data points to identify new or emerging customer financial crimes risks, and/or customers presenting a heightened risk within a portfolio.
• Work with the group’s data partners, mid-level managers, and cross-functional business partners to develop strategies, techniques, and tools to facilitate the advancement of reviews.
• Participate in moderately to high complexity project initiatives.
• Help draft/author new or existing procedures or process modifications that impact the execution of the TRIG Processes, controls and/or Peer reviews and sample testing.
• Serve as an anti-money laundering/counter threat finance subject matter expert, and reviewer of reports to provide feedback and or credible challenge to the TRIG team.

Required Qualifications:

• 4+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, military experience, education

Desired Qualifications:

• Strong understanding of financial crimes risks.
• Proficient knowledge of transactional products (wires, ACH, check, cash vault, etc.).
• Advanced knowledge of BSA/AML programs including KYC, CDD, EDD, CIP and/or other related risk and regulatory disciplines.
• Strong understanding of Wells Fargo AML policy/procedures, higher risk customers, and complex business models.
• Experience with customer types such as financial institutions, money service businesses, third party payment processor, fintechs, etc.
• Demonstrated ability to evaluate financial crimes risks and to communicate relevant risk in a simple, decisive, timely and market-appropriate manner.
• Ability to identify financial crimes and formulate actionable conclusions/ recommendations.
• Advanced MS Excel including the ability to manage extremely large and complex sets of transactional data.
• Knowledge of Wells Fargo systems (WCIS, Cornerstone, Hogan, OIB, IIS, UAR Portal, etc.)
• Bachelor’s degree in Business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant fields.
• Ability to think with a risk control mindset.
• Strong verbal, written, and interpersonal communication skills.
• Demonstrated ability to build strong partnerships across business units.
• Strong attention to detail.
• Proactive approach to solving problems.
• Strong decision-making, organizational and planning skills.
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