VP Mortgage Finance (Warehouse Lending)

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.  

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. 

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). 

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. 

In this role you will be developing wholistic client relationships in the Mortgage Finance business. More specifically, sourcing, structuring and managing commercially-structured facilities to residential mortgage originator(s) and/or servicer(s) in connection with the origination of residential mortgage loans, financing of eligible assets associated with acquisition/retention of mortgage servicing rights, and other specialized funding facilities as may be required of strategic client relationships.

• Embrace the Texas Capital Sales Excellence process to ensure appropriate client and prospect coverage and align with Texas Capital’s product partners on delivering banking solutions to deepen existing relationships and accelerate new client acquisition in the Mortgage Finance/Warehouse Lending space.
• Possess a natural disposition to be focused on achieving targets and deadlines.
• Ability to support and serve as the liaison between Analysts/Associates and Sr. Bankers, while managing the deal flow and capacity of the junior team.   
• Manage staffing for new and existing deals, opportunities, and pitches; ensuring the right balance of experience and skills are included and consulted to achieve desired outcome.
• Review analysts work and provide feedback on credit screens, models, balance sheet committee, and other projects.
• Oversee training, onboarding, and compliance for new team members, ensuring all training goals are met.
• Lead the diligence process, identify, anticipate, and mitigate risks in the underwriting process.

• Engage directly with clients and sponsors to resolve open diligence items and gather necessary information in partnership with Sr. Bankers.
• Collaborate with product partners to ensure smooth execution of deals where needed.
• Manage the closing process to ensure timely and accurate documentation and deal booking.
• Maintain organized and consistent documentation for both new and historical transactions.
• Monitor financials and covenant compliance, providing timely updates to the team on relevant trends.
• Keep abreast of the latest financial and banking product knowledge, financial markets, and relevant regulations.
• Surface issues and provide feedback to appropriate corporate functional leaders for visibility and resolution.
• Ability to identify trends and implement process changes to improve both internal and external customer experience.
• Assist with special projects and help resolve/improve processes as needed.

Qualifications

• Bachelor’s degree in finance, accounting, or related field/experience required.
• Minimum 5+ years of corporate banking experience required, including