AVP Integration Engineer, Embedded Finance

Overview

The AVP, Integration Engineer assists in the design and delivery of secure, scalable integrations across third-party payment gateways, banking APIs, and financial services platforms. This role combines hands-on engineering with technical ownership, ensuring reliable data exchange, optimized transaction flows, and regulatory compliance. The position partners closely with Product, Compliance, and Customer teams to enable seamless connectivity across the Bancorp ecosystem while maintaining high standards for performance, security, and observability.

Responsibilities

API Architecture & Integration Delivery

• • Designs, develops, and maintains RESTful and GraphQL APIs for financial services integration
  • Builds middleware solutions enabling connectivity across payment gateways, processors, and banking partners
  • Develops developer-friendly SDKs (Python, Java, Node.js) to accelerate partner integrations
  • Maintains comprehensive API documentation using Swagger/OpenAPI standards

Payments & Financial Data Processing

• • Integrates with payment gateways, card processors, and ACH/wire providers to support end-to-end transaction flows
  • Designs and supports real-time ledger systems for transaction tracking, balances, and settlements
  • Builds ETL pipelines for financial data processing, reconciliation, and reporting
  • Optimizes payment, settlement, and reconciliation workflows for performance and accuracy

Security, Risk & Regulatory Compliance

• • Implements secure authentication mechanisms including OAuth 2.0, JWT, and API key frameworks
  • Ensures adherence to PCI-DSS, SOC 2, GDPR, and financial data protection standards
  • Partners with risk and compliance teams to align APIs with regulatory expectations including KYC/AML considerations
  • Embeds secure design principles across all integration layers and data exchanges

Platform Reliability & Scalability

• • Designs high-availability systems with redundancy, failover, and resilience built into integration layers
  • Implements observability practices including monitoring, logging, and alerting for API performance
  • Drives scalable architecture decisions leveraging event-driven design and asynchronous processing
  • Utilizes message brokers such as Kafka or RabbitMQ to support distributed systems

Cross-Functional Collaboration & Support

• • Partners with Product Managers to translate business requirements into scalable technical solutions
  • Supports customer success and integration teams in troubleshooting API issues and partner onboarding
  • Collaborates with engineering, operations, and compliance stakeholders to ensure seamless platform connectivity
  • Contributes to continuous improvement of integration standards, tooling, and best practices

Qualifications

Qualification Requirements

• Undergraduate degree in Computer Science or related field, or equivalent experience
• 7+ years of experience in financial services with 3–5+ years focused on API development and integration in fintech, banking-as-a-service, or payments
• Strong expertise in RESTful and GraphQL APIs, middleware integration patterns, and developer enablement (SDKs, documentation)
• Hands-on experience with authentication protocols including OAuth 2.0, JWT, and API key frameworks
• Proven experience integrating payment systems, card processors, and ACH/wire networks
• Deep understanding of PCI-DSS, SOC 2, GDPR, and secure financial data handling, including KYC/AML considerations
• Experience designing scalable, high-availability systems with observability, monitoring, and failover capabilities
• Proficiency in event-driven architecture, asynchronous processing, and message brokers (Kafka, RabbitMQ)
• Experience with integration platforms and tools such as IBM API Connect, DataPower, IBM ACE, or WebMethods
• Familiarity with cloud environments (AWS, PrivateLink) and embedded finance, digital banking, or lending platforms
• Strong cross-functional collaboration, communication, and project ownership skills, including risk awareness within a banking environment

 

What Success Looks Like

• API integrations deliver high uptime, low latency, and seamless partner connectivity.
• Payment and settlement processes operate with accuracy, scalability, and minimal reconciliation issues.
• All integrations meet or exceed regulatory and security st