Staff Software Engineer, Home Loans

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Who we are

SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions, whether that be to buy a house one day, start a family on their own terms or be debt free. We aim to be at the center of our members’ financial lives, and to help every member Get Their Money Right®. By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products, investment tools, and more. One of the fastest growing fintech companies, we’ve grown from 250 employees in 2015 to over 3,000 employees today, with over 5 million members. With offices across the US, we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer, we strive to hire employees who are committed to both our company’s mission and our desire to build the best culture in the world. If you are driven, passionate about what you do, and excited about the SoFi mission, we would love to hear from you.

About the Team:

Our team empowers individuals and families to achieve their homeownership dreams by offering a comprehensive range of mortgage products, personalized financial guidance, and a seamless digital experience. You will be at the heart of our technology efforts. You will implement new functionality, architect our system, resolve bugs, maintain the health of our codebase, and continuously grow as an engineer. You will work closely with marketing, pricing, data science, and risk analytics to deliver solutions that position us as market leaders in decision-making and speed.

The Role:

We are seeking a highly skilled and motivated Staff Software Engineer - Full Stack to join our Home Loans team. In this role, you will help build cutting-edge technology systems that support our lending business. You will collaborate with a team of engineers empowered to make technical decisions that directly impact the success of the business and our SoFi members.

What You’ll Do:

• Utilize object-oriented programming languages to build performant and scalable backend applications within a cloud-based microservice architecture.

• Shape the technical architecture of our products.

• Own and develop technical solutions for new product requirements.

• Deliver highly available and scalable services in a production environment.

• Generate ideas for new initiatives and technologies.

• Drive operational excellence in our business processes to enhance service quality.

• Collaborate with business stakeholders, product management, operations, and peer technical teams to deliver impactful products.

• Mentor team members and foster a learning environment within the team.

• Work with our core technology stack: Java / Kotlin / Microservices / Spring Boot / AWS / MongoDB.

What You’ll Need:

• Bachelor’s Degree in a technical field.

• 6+ years of programming experience, ideally on a modern microservice stack.

• Expertise in Java, Kotlin, Spring, MongoDB, and AWS.

• Experience with modern Java frameworks, REST APIs, and relational databases.

• Strong sense of accountability and ownership; capable of driving a project from inception to completion.

• Willingness to mentor and collaborate with others.

• Experience working in a team coding environment, refining designs together, participating in code reviews, and managing requests.

• Passionate about broadening your technical skill set, experimenting with new