Senior Finance Manager: Americas Credit and Strategic Accounts

Company Description

At Western Digital, our vision is to power global innovation and push the boundaries of technology to make what you thought was once impossible, possible.

At our core, Western Digital is a company of problem solvers. People achieve extraordinary things given the right technology. For decades, we’ve been doing just that. Our technology helped people put a man on the moon.

We are a key partner to some of the largest and highest growth organizations in the world. From energizing the most competitive gaming platforms, to enabling systems to make cities safer and cars smarter and more connected, to powering the data centers behind many of the world’s biggest companies and public cloud, Western Digital is fueling a brighter, smarter future.

Binge-watch any shows, use social media or shop online lately? You’ll find Western Digital supporting the storage infrastructure behind many of these platforms. And, that flash memory card that captures and preserves your most precious moments? That’s us, too.

We offer an expansive portfolio of technologies, storage devices and platforms for business and consumers alike. Our data-centric solutions are comprised of the Western Digital®, G-Technology™, SanDisk® and WD® brands.

Today’s exceptional challenges require your unique skills. It’s You & Western Digital. Together, we’re the next BIG thing in data.

Job Description

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Assess the creditworthiness of international clients through thorough analysis of financial statements, credit reports, and other relevant information.
• Develop and implement credit policies and procedures to ensure compliance with regulatory requirements and company standards.
• Evaluate credit risk exposure across different regions and industries, identifying potential risks and opportunities for the organization.
• Establish credit limits and terms for international clients, negotiating terms when necessary to achieve mutually beneficial agreements.
• Monitor and manage credit exposures, including monitoring of credit limits, overdue accounts, and credit utilization ratios.
• Collaborate with internal stakeholders, including sales, finance, and risk management teams, to optimize credit decisions and support business objectives.
•  Provide guidance and training to team members on credit risk assessment and management best practices.
• Stay updated on industry trends, regulatory changes, and market developments related to international finance and credit risk management.
• Prepare regular reports and presentations for senior management, highlighting key credit metrics, trends, and recommendations for improvement.
• Foster strong relationships with internal and externa business partners/customers, serving as a trusted advisor on credit-related matters and maintaining a high level of customer satisfaction.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field; Master’s degree or professional certification (e.g., CFA, CPA) preferred but not necessary.
• Minimum of [7] years of experience in international finance, credit risk management, or related field.
• Strong understanding of financial markets, credit analysis techniques, and risk management principles.
• Experience working with international clients and navigating cross-border transactions.
• Excellent analytical skills with the ability to interpret complex financial data and make informed decisions.
• Proficiency in financial modeling and risk assessment tools/software.
• Effective communication and interpersonal skills, with the ability to collaborate across teams and influence stakeholders at all levels.
• Detail-oriented and organized, with the ability to manage multiple priorities in a fast-paced environment.
• Fluency in multiple languages may be advantageous, depending on the geographic focus of the role.
• Knowledge of Letter of Credits, credit insurance required.

Additional Information

Western Digital is committed to providing equal opportunities to all applicants and employees and will not discriminate based on their race, color, ancestry, religion (including religious dress and grooming standards), sex (including pregnancy, childbirth or related medical conditions, breastfeeding or related medical conditions), gender (including a person’s gender identity, gender expression, and gender-related appearance and behavior, whether or not stereotypically associated with the person’s assigned sex at birth), age, national origin, sexual orientation, medical condition, marital status (including domestic partnership status), physical disability, mental disability, medical condition, genetic information, protected medical and family care leave, Civil Air Patrol status, military and veteran status, or