Senior Debt Products Manager - Commercial Real Estate

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

The Sr. Debt Products Manager will be a key member of our Atlanta based Commercial Real Estate (“CRE”) team, responsible for ensuring objectives related to credit underwriting, transaction management and client service for new loan origination activities are met. The Sr. Debt Products Manager will be responsible leading the execution of complex deals from origination through closing, producing consistent deal underwriting materials and analyzing and mitigating risk for credit opportunities that are being recommended for approval. The Sr. Debt Products Manager will work in close collaboration with the Client Management team, Debt Products (DP) colleagues, Asset Management team and Credit partners. The Sr. Debt Products Manager will have direct Borrower interaction and will be responsible for maintaining the client-focused nature of the CRE business. The role also has both external and internal responsibilities including direct engagement with Syndications and Capital Markets amongst others.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How you'll succeed

• Relationship building - Develop new client relationships through business development activities, leveraging referral sources, existing clients and centers of influence. Actively monitor and manage these relationships by fully understanding our clients’ goals, purpose and the status of our clients’ business.

• Teamwork - Work with internal partners to connect clients with opportunities. Commit to building a profile in the local business community in order to leverage that profile into effective working relationships with new and existing clients and internal partners.

• Client experience - Proactively assess your clients’ needs and propose solutions to deliver to meet those needs. Interact with assigned clients as necessary to facilitate prompt response to questions, enquiries or issues in order to provide “best in class” service. Apply acquired industry/company knowledge to the development of client/prospect proposals for financial and strategic solutions to meet client needs.

Who you are

• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.

• You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results.

• You have a degree/diploma in Business, Finance, Accounting, or a related field. Minimum 10 years of experience in CRE lending preferred, and prior experience in underwriting, structuring, loan closing, documentation, and portfolio management. 

• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

• You have demonstrated expertise in Underwriting/Credit Approval/Loan Closing: working all aspects of the credit life cycle, including ability to lead credit underwriting process, provide experienced judgement on risk factors and structuring recommendations. Prepare analysis, materials and memos for internal presentation, including New Deal Prescreens and Loan Presentation documents. Oversee loan closings and third party due diligence in coordination with internal teams and external counsel. Accountable for accuracy of loan approval documents and legal documents. Interact directly with clients in collaboration with Client Management team to ensure detailed unders