Senior Associate - Balance Sheet Advisory & Structuring

<h1>Who are we?</h1><p></p><p>Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 15,000 employees spanning over 100 countries.</p><p>Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.</p><p></p><h1>Why work at Howden?</h1><p></p><p>We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.</p><p>People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.</p><p></p><p></p><p></p><p>Howden CAP (Capital, Advisory &amp; Placement) is an exciting new business created by the fast-growing Howden Group to meet increasing client demand for capital and insurance solutions to support growth, optimise capital and achieve strategic objectives.  Comprising top-level lawyers, bankers, Big 4 consultants and insurance professionals, Howden CAP’s experts take a multi-disciplinary approach – acting as advisors and structurers across all segments of financial services – private equity, banking and asset management - as well as corporate clients.  Howden CAP pushes the boundaries between investment banking and insurance to provide clients with unique, innovative and high-value outcomes.  We have a banking licence and can arrange portfolio transactions and synthetic securitisations using insurance, reinsurance and alternative capital.</p><p></p><p>Howden CAP combines Howden’s market-leading M&amp;A and Global Credit Solutions practices, and includes specialists in Private Equity, Surety, ESG/Climate Risk, Insolvency, Tax, Credit, Litigation Funding, Structured Finance and Banking to create a unique powerhouse of joined-up expertise.</p><p></p><p><b>Our Vision</b></p><p></p><p>Howden CAP aims to become a £250 million business, the finance advisor of choice for clients and the clear market leader in insurance capital and innovation.  It will operate as a separate brand and division within Howden, but it will collaborate seamlessly with colleagues around the globe and with colleagues in reinsurance and capital markets to achieve client outcomes.  Our people will act at the “tip of the spear” to open up banking and private equity clients to the Group.</p><p></p><p>Howden CAP currently operates with five pillars:</p><ul><li><p>M&amp;A:  Our market-leading W&amp;I, title and insurance due diligence practice, growing 15% per year;</p></li><li><p>Credit:  including credit risk (non-payment insurance) to banks for capital optimisation, trade credit, portfolio solutions, synthetic securitisation and other esoteric and structured risk solutions</p></li><li><p>Tax and Contingent: Tax, litigation funding and contingent risk solutions;</p></li><li><p>Real Assets and Green Transition:  including PRI, solutions to banks and PE that focus on infrastructure, environmental risks including the transition to Net Zero, energy transition, ECAs and intergovernmental and regional organisations, and PE and retirement fund investment in long-dated assets;</p></li><li><p>Surety:  including bank-related and bank fronted and supported surety, as well as regional and local surety;</p></li></ul><p></p><p><b>The Role</b></p><p></p><p>The successful candidate will work within the balance sheet advisory &amp; structuring team to help advise clients on balance sheet and capital optimisation. The role is based in Dublin with flexible working but will involve collaboration with CAP colleagues globally (particularly in London) and clients across Europe and beyond.</p><p></p><p>The role requires deep technical accounting expertise in the financial services area, preferably with a strong understanding of bank balance sheets. This role will involve engaging with Howden colleagues, bank and financial services clients, asset managers/ hedge funds and insurance underwriters to develop new and bespoke financial and risk solutions to real world proble