Compliance Manager, Governance, Valuations, & Innovation

Compliance Manager, Governance, Valuations, & Innovation

Capital One’s Governance, Valuations, & Innovation (GV&I) Team is a second line of defense function housed within the Credit Risk & Analytics (CR&A) Division. CR&A is responsible for Risk Governance, Risk Appetite, Credit Risk Policy, and Assurance Exam Management activities for the Commercial Bank. The team’s contribution is critical in providing a foundation for sound risk management practices, complying with internal policies and regulations, and exhibiting the overall culture of Capital One.

Role Description

GV&I is seeking a Manager-level Compliance Advisor with a regulatory / compliance background to perform a key risk management role advising Commercial Bank stakeholders on applicable Commercial Credit and Counterparty Credit policies and regulations. The individual will partner with innovative and passionate stakeholders across all lines of defense to enhance risk governance, controls, processes, and assurance practices, while implementing changes that are strategic and transformative for Capital One. 

GV&I is responsible for a broad set of risk management activities for the Commercial Bank and within Commercial Credit and Counterparty Credit risk governance. This opportunity provides for significant professional growth and exposure to senior management. Strong data and analytical skills, attention to detail, and the ability to adapt in a dynamic environment are essential to succeeding in this role.

Specific responsibilities include, but are not limited to:

• Serving as the Commercial Credit and Counterparty Credit Compliance Advisor representing the GV&I organization to the business areas, business risk offices, and other independent risk functions

• Providing guidance on Commercial Credit and Counterparty Credit policy, including policy adherence

• Performing research on regulatory interpretation and leading industry practices relating to commercial lending, including mapping to internal policies

• Advising on and maintaining subject matter expertise of regulatory requirements for which GV&I provides oversight (e.g., SR 13-3; SR 11-10)

• Managing applicable risk, requirements, and controls which GV&I is responsible for

• Providing guidance on applicability of regulatory and policy requirements, including control environments 

• Presenting thoughtful effective challenge during applicable risk assessments (e.g., Process Level Assessments) 

• Assessing the impact of new products and/or regulatory changes on business areas and policy 

• Analyzing credit-related breakdowns for internal policy and/or external regulatory impact, including providing guidance on remediation / recovery plans

• Managing the credit policy lifecycle, including drafting policy updates and communicating changes to stakeholders

• Supporting ad-hoc initiatives for GV&I frameworks (e.g., Credit Exceptions, Credit Approvals)  

• Promoting GV&I’s learning and culture by facilitating continuous learning activities and team interactions

Desired Skills:

• Self-starter with a background in risk management or compliance

• Understanding of Commercial Banking activities and the three lines of defense framework

• Ability to organize, prioritize, and manage multiple projects and deliverables

• Solid analytical, research, and investigative skills (e.g., researching laws/regulations, internal policies and procedures, etc.)

• Strong data and analytical competencies

• Effective verbal and written communication skills, including the ability to prepare refined presentation materials

• Aptitude for synthesizing complex issues into a clear and concise summary

• Keen attention to detail

• Proactive and results-oriented

• Independent problem-solver with ability to navigate ambiguity

• Ability to establish credibility, trust, and support within all levels of the organization

• Willing to learn, adapts easily to change, and comfortable challenging the status quo

• Knowledge and experience using Google Workspace (e.g., Sheets, Slides, Docs)

Basic Qualifications:

• Bachelor’