Head of Engineering, US

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨

 

Monzo US 🇺🇸

We launched in the US in 2022 with the goal of building a better kind of bank. So far, we’ve introduced personal accounts, joint accounts, savings (3.75% APY), rewards (2% cash back), and virtual cards, with more to come.

Over the next few years, we’re aiming to expand our product offering significantly and reach millions of customers across the US. Backed by over $600M in new funding, we’re building on the strength of our UK platform while tailoring everything to the needs of US customers—from features to support to regulation.

We’re not here to push products—we’re here to solve problems and help people feel better about their money. With beautifully designed features, a simple and intuitive app, and standout customer service, we’re focused on building a product people genuinely love.

We foster an open and inclusive working environment. We contribute to open source software and engage continually with our wonderful community. We’re hiring talented, creative problem-solvers to help us build the bank of the future. Join us!

About the Role

We’re looking for an experienced and impact-driven Head of Engineering to lead our growing US engineering team as we scale Monzo across the US market.

This is a unique opportunity to shape the future of our product in the US. You’ll lead and scale a full-stack team that’s already live with checking, savings, and money management tools; serving 150,000 customers and retaining strongly. We’re now entering our next phase of growth in the US and aiming to reach millions of customers over the next few years.

You’ll report directly to the US CEO and work closely with senior leaders across product, design, marketing and operations. You’ll be responsible for engineering performance and execution in the US, with the autonomy to make technical and product decisions locally—while also benefiting from Monzo’s proven UK platform, tools and infrastructure.

What you’ll be doing:

• Reporting directly to the US CEO and working closely with senior leaders across product, design, marketing and operations. Leading and scaling a US-based engineering organization 
• Driving technical delivery of our US product roadmap, including platform decisions and customer-facing features
• Collaborating with cross-functional leads to set direction, align teams, and measure the impact of our work
• Making pragmatic build vs buy decisions to deliver quickly and effectively
• Hiring, developing and supporting high-performing engineers and engineering managers
• Fostering a culture of trust, inclusion, and accountability

You should apply if:

• You’ve led engineering organizations of 40+ people and supported other leaders through scaling and change
  
  
• You’re a strong people manager who builds high-performing teams and supports others to succeed
  
  
• You care deeply about building products that solve real customer needs, and you take a thoughtful, data-informed approach to defining success
  
  
• You have extensive experience delivering h