Financial Crimes Specialist

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri.  Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate. We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.
Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do. 
Role Description: This entry-level position is ideal for an individual new to the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) field who is eager to learn and contribute. The Financial Crimes Specialist will provide crucial administrative and clerical support to our Financial Crimes Department, assisting in the day-to-day operations of the BSA/AML program. This role offers an excellent opportunity to gain foundational knowledge and experience in the financial crimes compliance sector.

In this role you will:

• Develop an understanding of the Bank’s AML software
• Assist in the creation, organization, and maintenance of physical and electronic case files for suspicious activity investigations, currency transaction reports (CTRs), and other BSA/AML related documentation
• Prepare files for review by analysts, management, auditors, and examiners
• Perform accurate and timely data entry into various BSA/AML systems, databases, and spreadsheets
• Assist with basic system navigation and report generation under the guidance of analysts.
• Help maintain logs and tracking sheets for various compliance processes (e.g., alert assignments, SAR filings, training completion)
• Help prepare and format correspondence, memos, and presentations as needed
• Maintain records of communications related to BSA/AML inquiries
• Schedule meetings, prepare meeting agendas, and take minutes as needed
• Handle incoming and outgoing departmental communications (mail, email, phone calls) and route inquiries appropriately
• Perform other administrative and clerical duties as assigned to support the overall efficiency of the Financial Crimes Unit
• Participate in departmental projects and initiatives as needed
• Develop a foundational understanding of BSA/AML regulations and internal policies and procedures
• All other duties as assigned.

Qualifications:

• Have at least 1-3 years of banking experience or similar experience
• Have strong attention to detail
• Posses good organizational and time management skills, with an ability to manage multiple tasks or interactions effectively
• Bring strong communication skills to work with all Lead Bank departments. 
• Are curious, have humility, are open to learning and approach your work with a growth mindset 
• Thrive working in a fluid environment with high autonomy
• Love to collaborate to get to the best, most efficient outcome
• Embody the growth mindset and bring a self-driven and self-starter mentality to your work

What we offer:

• At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
• Competitive compensation, including opportunities for equity grants and cash bonus, based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
*Reasonable accommodations may be made to enable individuals with disabilities to perfor