Jr. Private Credit Analyst

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Junior Credit Analyst to join our Private Asset Investment team in Newport Beach, CA. The Private Asset team manages a rapidly growing portfolio of over $20 billion of AUM and operates within the Pacific Life Investment division that manages over $130B of AUM.  

As a Junior Credit Analyst, you’ll play a key role in Pacific Life’s growth and long-term success by supporting the evaluation and management of existing private fixed income investments.  You will work closely within a team of senior analysts to analyze credit risk, monitor portfolio performance, and contribute to investment decisions. The Junior Analyst role is the first steppingstone to building a successful career as an investment professional. There will be opportunities to gain experience in various asset classes within the Investment division. 

This role is on-site. You’ll work at our state-of-the-art Newport Beach headquarters. We believe in empowering our employees to get work done both in and out of the office. 

This position will start Summer 2026. Specific start date to be determined.

How you will make an impact: 

• Support the credit analysis of private fixed-income investments including analyzing the overall financial strength and repayment ability of fixed-income issuers.  

• Monitor and report on the performance of portfolio investments, identifying potential risks and opportunities, and translating quantitative and qualitative monitoring data into actionable insights. 

• Collaborate with senior analysts to perform industry and market research. 

• Collaborate with our legal team to monitor the compliance of counterparties with deal covenants. 

• Participate in the installation, testing and evolution of new portfolio monitoring systems.  

The experience you will bring: 

• Bachelor’s degree in Finance, Economics, Accounting, or a related field 

• < 2 years experience 

• Strong analytical and quantitative skills, with attention to detail 

• Excellent written and verbal communication skills 

• Ability to work collaboratively in a team environment and manage multiple tasks simultaneously 

What will make you stand out: 

• Ability to be a self-starter with a curious mindset, capable of investigating complex issues, making connections, and uncovering insights. 

• Strong problem-solving skills and the ability to think critically and independently 

• Experience with fixed income investments 

• Familiarity with credit rating methodologies and risk assessment tools 

• Experience with financial statement analysis 

Compensation:

• The base pay for this role is $89,400.

You can be who you are.

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1  
 

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Acco