Commercial Real Estate Credit Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Commercial Real Estate Credit Analyst conducts analysis of financial statements and assessment of credit requests, providing recommendations tied to analysis and assessment of credit risk.
 

U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more. 
 

As a CRE Analyst, you’ll: 

• Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation. 

• Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project’s and/or client’s risk profile. 

• Measure, monitor, and test a wide variety of financial covenants as specified within credit approval documents 

• Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system 

• Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration 

• Interact with clients as appropriate; attend meetings or calls with companies in the supported portfolio 

• Develop technical and business acumen through training, mentorship, and exposure to senior executives 
   

Basic qualifications: 

• Bachelor's degree, or equivalent work experience
• Up to one year of experience in a finance/analytical related role

Preferred qualifications: 

• Strong written and verbal communication skills 

• Well-developed analytical skills 

• Acute attention to detail 

• Ability to work well under pressure and time constraints 

• Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility 

• Effective oral and written communication skills  

• Proficient in Excel and Word 

Location expectations 

This role requires working from a U.S. Bank location three (3) or more days per week. This position is located in Denver, CO (Denver Tower).

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Ban