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CA

Residential Loan Closer II

Camden National Bank
United Statesfull_timeVerifiedPosted 13 Aug 2025

About the role

Live here. Play here. Bank here. Work here.

If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.

Get to know us:

  • We’re your local community bank—and have been since 1875—that is committed to providing excellent customer service and giving back to our communities.

  • We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.

  • Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization.

  • We’ve been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being.

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Position Summary: 

The Residential Mortgage Closer II position is responsible for preparation of residential mortgage closings in a timely and compliant manner to facilitate an outstanding and on-time closing experience. Essential functions are noted below; however, at Camden National responsibilities may evolve over time given organization, technological and/or staffing changes.  At any point other duties may be assigned.

Essential Duties and Responsibilities: 

  • Obtain necessary information (i.e. pre-CD, CNB Real Estate Tax Forms) prior to closing to process and complete the mortgage loan closing in accordance with TRID Regulations, specific loan products, investor guidelines and/or insuring/guaranty agency

  • Send out closing documents verifying all documentation for accuracy and completeness, requesting and receiving any necessary corrected documentation

  • Responsible for all subsequent CDs prior to the file being assigned to Post Closing

  • Prepare and track borrower’s receipt of Closing Disclosure per TRID regulations

  • Collaborate with closing agents on final loan figures for the Closing Disclosure

  • Prepare closing packages for all types of Conventional, FHA, RD, MSHA, and VA loans in all states                                                                                

  • Responsible for all Post Consummation CDs and any corrective closing documentation that may be required after the loan has funded

  • Provide excellent customer service and problem-solving with all parties to the loan before, during and after  closing

  • Complete the appropriate milestones to send the loan to funding and ensuring that all file alerts and compliance warnings are addressed

  • Board the loan to the servicing platform via CCMC bridge

  • Register loans with MERS within 3 days of the disbursement date and transfer loans on MERS platform within 3 days of the purchase advice date.

  • Provide back up support on Home Equity Closings

  • Contribute to continuous service improvements and help implement process and procedures changes

  • Review documentation and underwriting conditions, verifying closing instructions and package are correct

Basic Qualifications

  • High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience

  • Basic knowledge of field concepts, practices, and procedures

Skills and Abilities: 

  • Excellent written, organizational and communication skills

  • Proven research and problem solving skills

  • Persistence in achieving goals

  • Flexibility and adaptability

  • High level of independent thinking and judgment

  • Time management skills and ability to prioritize tasks and meet deadlines

  • Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions

  • Ability to deal with problems involving a few concrete variables in standardized situations

  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization

  • Ability to work independently

Supervisory Skills: 

  • This job has no supervisory

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Company

Camden National Bank

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